I have a Humana Medicare Advantage plan in Illinois. How do I know if my plan will still be available next year?

Question

June Anguiano · Accepted Answer

By September 30 you would have received a letter from Humana, called an ANOC (Annual Notice of Change), about what changes that would be taking place with your coverage.  You could also receive a letter by October 2 called a Plan Non-Renewal Notice. If your specific plan is not continuing into the next year, and you received an ANOC, it is possible that you're being transferred into a similar plan automatically. If you get the Plan Non-Renewal Notice, you will auto-revert to Original Medicare if no action is taken.

If you do not remember receiving or accidentally threw out those letters, there are four ways to check if your plan is available for the next year. The Medicare Plan Finder will list non-renewed plans as "Not Available" on the website. The call center at 1-800-Medicare could look it up for you. Your Carrier's Member Portal will have all mandatory correspondence available for view online, including the ANOC or Plan Non-Renewal Notice. You can also call the customer service on your member ID card.

Jeremy Harkins · Answer

As of September 22, 2026, the best way to know is to watch for your plan’s Annual Notice of Change, or ANOC.

Humana sends this notice each fall. It tells you whether your exact Medicare Advantage plan will continue into 2027 and what will change January 1 — including premiums, copays, benefits and drug coverage. Medicare says you should receive the ANOC in September.

Use the exact plan name and plan number from your Humana card. Don’t rely only on seeing another Humana plan with a similar name.

If your plan is being discontinued, you should receive a non-renewal notice telling you that you need to choose new coverage for the following year.

Humana also says its 2027 Evidence of Coverage will be available beginning October 1, 2026, which gives you the full details of next year’s benefits.

Even if the plan is continuing, don’t stop there. Check whether your doctors and hospitals are still in-network, your prescriptions are still covered the way you expect, and your copays and maximum out-of-pocket costs have changed.

From October 15 through December 7, you can keep the plan if it still works for you or choose different coverage for January 1.

The important question each fall is not only, “Is my plan still available?” It is, “Is it still the same plan I want to have next year?”

Madison Schoenherr · Answer

Humana Medicare Advantage plan availability can change from year to year, including in Illinois. Check the Annual Notice of Change (ANOC) Humana sends you in the fall, which will explain changes to your coverage and costs; if your plan is being discontinued, you should receive a non-renewal notice. A local licensed agent can also review your specific Humana plan and compare the options available in your Illinois county for next year.

Answered by Madison Schoenherr on September 10, 2026

Broker Licensed in IL, IN & MI

Answered by Madison Schoenherr Medicare Insurance Agent

Andrea Smith · Answer

Around this time of year, you will be receiving an Annual Notice of Change (ANOC) letter from Humana. Do not throw this piece of Medicare mail away! Your ANOC will let you know what changes to expect for your plan for 2027. If the plan is being terminated, you should be notified in the ANOC. If you do not receive or misplace your ANOC, you can call your Medicare agent or Humana member services after October 1st and they can update you on your plans status for 2027.

Answered by Andrea Smith on September 10, 2026

Broker Licensed in CA

Answered by Andrea Smith Medicare Insurance Agent

Cindy Dedini · Answer

You should have received your ANOC (Annual Notice of Change) with any changes and if the plan is exiting, Humana would have notified you. If you received nothing, please call your customer service number from your ID card.

Answered by Cindy Dedini on October 5, 2026

Broker Licensed in CA, AZ, CO & 11 other states

Answered by Cindy Dedini Medicare Insurance Agent

Jorge Collado · Answer

You should receive your ANOC (Annual Notice of Changes) letter by the first week of October. If your plan will not be renewed for 2027 you will know by reading the ANOC. It is imperative that you reach out to an agent if this is the case. Humana already announce that there will be over 600,000 Medicare Advantage terminations nationwide.

Answered by Jorge Collado on September 10, 2026

Broker Licensed in FL, AL, AR & 42 other states

Answered by Jorge Collado Medicare Insurance Agent

Cherilyn Ginn · Answer

Watch the mail for Humana’s Annual Notice of Change. You should receive it in September or early October.

Vincent Orender · Answer

Medicare Advantage plans must send the Plan Annual Notice of Change (ANOC) no later than September 30 each year. It is important to open any mail sent from the plan around this time of year.

Ruth Neuenschwander · Answer

The client might have received a letter in the mail. But we can always check with help of software once the potential client agrees and has signed the SOB

I have a Humana Medicare Advantage plan in Illinois. How do I know if my plan will still be available next year?

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