How much do agents charge to help clients to enroll

Question

Daniel Brechin · Accepted Answer

Medicare agents get paid by the application I turn in.  There is no charge to answer all of the questions you want to ask

Pamela Masters · Answer

It is a free service. All the agents I know don’t charge for that service and will come to your home or a nearby meeting place if you ask them to

John Becker · Answer

There is no charge to help clients enroll. Agents are paid by the different companies that they help the client enroll  in.

Michelle de Guzman · Answer

Agents should not be charging the client or Medicare enrollee at all. Medicare agents are paid by the insurance companies to help seniors enroll in the plan that is right for the Medicare enrollee.

Tony Spikes · Answer

I set up and take care of everything for you free of charge. 
You the client should never have to pay for any service that I (as a Broker) will provide.    I get paid by whichever Insurance company that you decide to go with.

Albert Ojeda · Answer

Agents are not allowed to charge Medicare beneficiaries for our services. We are compensated directly by the insurance companies.

Steve Houchens · Answer

Generally agents are paid commissions for enrolling clients into plans and do not charge clients for their services. The difference could be if you work for an insurance advisor. You can earn commissions or charge for advice but you can’t do both.

Answered by Steve Houchens on November 22, 2025

Agent Licensed in KY & TN

Answered by Steve Houchens Medicare Insurance Agent

Jim Tretola · Answer

It is illegal, not to mention unethical, for Agents to charge for enrolling someone,
as they are paid to do this by the Carriers.

Deb Haley · Answer

Licensed Medicare agents who I certified to and roll people in the available Medicare advantage and supplement plans in their state should not be charging the Medicare beneficiary any fees for doing the enrollment. Rather they are paid by the plan carriers when an enrollment is processed through them.

Answered by Deb Haley on April 6, 2026

Broker Licensed in MA, AZ, CA & 11 other states

Answered by Deb Haley Medicare Insurance Agent

Geney Ruesga · Answer

Our Agency does not charge to enroll or give information on Medicare, if they enroll with us
We get paid by the company, which pays us a commission to enroll them in a plan.

Jeffrey Greenberg · Answer

I do not charge any fees to analyze and compare plans. I get paid by the carriers and the rates are the same as buying direct online. 
Contact me.

Sincerely 
Jeff Greenberg

Jessica Breland · Answer

Agents are not allowed to charge beneficiaries a fee of any kind. We are compensated by the insurance companies for enrollment in their plan. It is illegal for an agent to charge a fee & violates CMS rules. This isn't specific to any specific state, this is a federal rule.

Answered by Jessica Breland on December 8, 2025

Broker Licensed in LA

Answered by Jessica Breland Medicare Insurance Agent

Jan Knight · Answer

Agents don't charge a fee to help clients enroll in a Medicare Supplement or Medicare Advantage plan.  The company you choose will pay a commission for helping you enroll and providing service.

Terry Nacion · Answer

Greetings! 
Agents typically do not charge you a fee to help enroll in Medicare. Licensed Medicare agents and brokers are paid by the insurance company if you enroll in a plan, and their commission is regulated and built into the plan’s premium. That means you pay the same premium whether you use an agent or enroll directly with the insurance carrier. There is no additional cost for their assistance. An agent can help you compare plan options, review provider networks, check prescription drug coverage, and complete enrollment paperwork to ensure your coverage starts on time and fits your needs.

Chad Hardy · Answer

Agents don’t charge anything to help you enroll in Medicare. You never pay a fee for their time, guidance, or support.

Instead, agents are paid by the insurance companies. When someone enrolls in a plan, the carrier pays the agent a set commission (built into the plan — it doesn’t raise your price). The premium you pay is the same whether you enroll on your own or use an agent.

So you get the help for free, and the agent gets paid by the insurance company, not by you.

Alicia Tyring · Answer

Medicare agents or brokers do not charge the clients a fee for reviewing your options or helping you enroll. Financial advisors or consultants typically charge $100-300/hr or a flat rate fee. Be sure to reach out to a Medicare agent as we're paid by the carriers or programs!

Answered by Alicia Tyring on January 19, 2026

Broker Licensed in IN, AL, AR & 42 other states

Answered by Alicia Tyring Medicare Insurance Agent

Ashley King · Answer

Licensed insurance agents and brokers, like me are prohibited from charging you for help with Medicare insurance education or enrollment. This is to ensure that every Medicare beneficiary has equal. no cost access to professional Medicare education and guidance.

Answered by Ashley King on November 22, 2025

Broker Licensed in MD, AL, AR & 9 other states

Answered by Ashley King Medicare Insurance Agent

Ray Rios · Answer

Agent-Broker are not permitted to charge clients for services.  Medicare mandates that agents get paid by the Insurance Carriers, not Medicare Beneficiaries.

Uchennah Okafor · Answer

The agents services are free to the clients and they are paid the same by the barrier based on the contract agreed.

Kim White · Answer

I never charge for a consultation fee during an appointment. I get paid when I write your insurance plan.

Tetonya Lewis Charles · Answer

Agents do not and cannot charge to help clients to enroll. Agents are compensated by the company in which they are enrolling the client, so the clients never have to worry about coming out of their pockets upon enrollment. Clients just pay their monthly premium.

Answered by Tetonya Lewis Charles on December 7, 2025

Broker Licensed in NC, FL, MD, MI, SC & TX

Answered by Tetonya Lewis Charles Medicare Insurance Agent

Vernon Douglas · Answer

Agents do not charge to help clients enroll, they are paid by the insurance company if you choose to enroll.

Fewee Bondad · Answer

AGENTS DO NOT CHARGE TO HELP CLIENTS ENROLL. There are not extra costs added to a plan or no hidden charges. The cost of each individual plan is the same across all platforms. Having a personal agent that you can trust just makes it easier for seniors to call and talk to the same person all year long regarding their plan.

Answered by Fewee Bondad on December 20, 2025

Broker Licensed in LA, AZ, NC, OK, SC & TX

Answered by Fewee Bondad Medicare Insurance Agent

Hope Foutz · Answer

Hi, thanks for the question. Agents do not charge the beneficiary anything to compare plans or enroll. Would be happy to help.

Lorraine Reeves · Answer

Absolutely nothing! Agents do not charge clients, Agents/Brokers are here to assist clients and help them to select the plan that fits their needs and their budget. The agent never charges the client for their assistance

Answered by Lorraine Reeves on December 15, 2025

Agent Licensed in MO, MI & NC

Answered by Lorraine Reeves Medicare Insurance Agent

Mudassar Khan · Answer

The Medicare Agnets and Marketplace Agents does not charge any amount to clients to help them enroll in Medicare or Affordable Care Act so the Agents charege is.

0

Patricia Perry · Answer

Hello! Great question!! I do not charge for enrolling clients.  I work on behalf of the health insurance companies.  Thanks for the question.

Jerry Nazareno · Answer

There is absolutely no cost to you for my services. As an independent Medicare advisor, I help seniors compare plans, understand their Medicare options, and enroll in coverage that best fits their healthcare needs and budget. I am compensated by the insurance company, so you pay the same premium whether you enroll directly with the carrier or work with me.

My commitment doesn't end after enrollment. I provide ongoing support throughout the year, helping with plan reviews, coverage questions, prescription drug concerns, and navigating Medicare changes. My goal is to serve as a trusted resource and advocate for my clients with honesty, integrity, and personalized service.