Does SilverSneakers come with Original Medicare, or do I need a Medicare Advantage plan?
Answered by 12 licensed agents
No, Original Medicare does not cover Silver Sneakers nor any gym membership or wellness program. Silver Sneakers is available on some Medicare Advantage plans as well as some Medicare Supplement plans. Other Medicare Advantage plans use other companies to cover their clients' fitness needs. It all depends on the private insurance companies and what they make available to their clients on those Medicare Advantage and Medicare Supplement plans.
Many Medicare Advantage plans include SilverSneakers or a similar fitness benefit.
However, not every Medicare Advantage plan offers SilverSneakers. Some plans provide other fitness programs instead, such as Renew Active, Silver&Fit, or a different wellness benefit.
SilverSneakers does not come with Original Medicare alone. SilverSneakers can be available with Medicare Advantage plans, as well as Medicare Supplement plans. There may also be other Fitness/Gym programs available instead of SilverSneakers depending on the carrier and plan. Check with your local agent to find out what's available to you while it's AEP and can make changes.
SilverSneakers does not come with Original Medicare (Parts A and B). To get it, you generally need a Medicare Advantage (Part C) plan or some Medicare Supplement (Medigap) policies that offer it as an extra perk.
Silver Sneakers does NOT come with Original Medicare. Most Advantage Plans and some Medicare Supplement plans will include a gym membership, although not always Silver Sneakers in particular.
SilverSneakers is not included with Original Medicare by itself. It is offered through certain Medicare Advantage plans and some Medicare Supplement plans, so availability depends on the insurance company and the plan you choose.
Original Medicare will not provide a Silver Sneakers program; they just pay the 80% of medical bills. You can purchase a Medicare Supplement plan, as more and more Supplement plan companies are offering some form of "healthy living" program that may include gym memberships, online classes, etc.
Original Medicare does not provide this benefit; some, but not all, Medicare Advantage plans have the SilverSneakers benefit. Visit Medicare.gov for all of your options.
Typically those are included in most Medicare Advantage plans but not all. There are a few Medicare Supplement plans recently that are now starting to offer them, but each individual plan is different.
