What's the most misleading Medicare Advantage ad you've seen, and how do you explain the reality to clients?

Question

William Lawler · Accepted Answer

Beware1 There are a lot of scams out there! Ads will offer you money or Flex cards. But when you click on the link they offer, you are asked for your zip code to see if you qualify. Guess what? Surprise! Your zip code does not qualify. But, since you`re here, why not enroll in my health plan? Beware!

Answered by William Lawler on March 26, 2025

Broker Licensed in MO, FL, IA & 12 other states

Answered by William Lawler Medicare Insurance Agent

Lance Stanley · Answer

Ads that urge viewers to Call a so-called Medicare Hotline. These ads are very deceptive the only Medicare hotline is 1-800-Medicare.

Norman Smith · Answer

I feel they are ALL MISLEADING!! The push is to hear the words "Free" or "No Charge". They sell the benefits they give, but not what is NOT COVERED. And the benefits they list aren't as fluid, as it would seem, to use. The failure to discuss how the plan is not portable on trips, how much Co-Pay or deductible, or Max out of pocket the end user is responsible for, is very misleading. They talk about In Network so sweetly, but don't tell you the best health practices won't accept it! So, be careful when you listen for what they AREN'T TELLING YOU, more than what they ARE telling you!

Answered by Norman Smith on April 14, 2025

Agent Licensed in FL & PA

Answered by Norman Smith Medicare Insurance Agent

Michael Kim · Answer

Medicare Advantage Plans don't cover your hospital stays or surgeries. These are just fails and misleading.

Brian Krantz · Answer

The ones that advertise free dental, OTC cards, and tons of extra benefits — but don’t mention those are usually for people on Medicaid. Most folks don’t qualify for those extras, so it’s very misleading. I always explain what you actually qualify for, not what’s in the fine print.

Answered by Brian Krantz on March 25, 2025

Broker Licensed in NY, AK, AL & 48 other states

Answered by Brian Krantz Medicare Insurance Agent

Barbara Barnes, CMIP® · Answer

I absolutely hate the ad from Joe Namath saying that you can get money back for moving to Medicare advantage. While it is technically true, it is so misleading. You might be able to get money back in your Social Security check because the Medicare advantage plan pays a portion of your part B premium, but you need to know what Risk you are taking on to get that small amount back. There is nothing wrong with using a Medicare advantage plan, but you need to understand exactly how it works and what the requirements are before you make that decision. You should talk to an experienced agent to find out how the plan will work for you.

Answered by Barbara Barnes, CMIP® on April 17, 2025

Agent Licensed in PA

Answered by Barbara Barnes, CMIP® Medicare Insurance Agent

What's the most misleading Medicare Advantage ad you've seen, and how do you explain the reality to clients?

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What's the most misleading Medicare Advantage ad you've seen, and how do you explain the reality to clients?

Agents: Share Your Expertise

Related Questions

Agent Locator

Medicare Agents HubA non-government resource website

Medicare Agents Hub
A non-government resource website