Is it ok to work with a Medicare Agent from another state?
Answered by 15 licensed agents
When engaging with agents, it is essential to select individuals who are licensed in your specific state. They typically have a more comprehensive understanding of the local plans and regulations that pertain to your area. Agents who are based in your state or neighboring states often possess valuable insights regarding the plans relevant to your locale.
As someone who operates in both Oklahoma and Texas, I appreciate the challenges of navigating the diverse plans that impact various regions across multiple states. Personally, I advocate for supporting businesses that are situated within my state or region, as I believe they have a distinct connection to the community and are well-positioned to offer personalized assistance.
Absolutely! many reputable agents carry licenses in multiple states, myself included! I would just make sure they are willing to offer a license number that you can look up and contact information that you can save in your phone if you need them.
L am licensed in Several states I would be happy to set down with you and review at no cost. Please let me know If I can Help you. I also have a selection of supplement plans.
Not really. Each state has some differing laws especially for Medicare Advantage plans but not so much for Supplements. Since the latter’s rules are nation-wide, the jeopardy in using an out-of-state agent is she/he may not be as acquainted with some of the differences between states. Interview 2-3 longtime brokers who are more familiar with the quirkiness of their home state.
As long as the agent is licensed and certified in your state, it should be fine to work with them, as long as you’re also comfortable working by phone.
Yes, as long as they are licensed and appointed in your state. But a local agent may be more familiar with local doctors and services available to you.
It is generally permissible to work with a Medicare agent licensed in another state, but they must also be licensed in your state to sell plans there. Make sure you work with an Independent Insurance Agent. Independent agents work with multiple insurance companies, not just one. This allows them to shop for the best coverage and prices across different carriers, giving you more options than a captive agent who only represents a single company.
If the agent answers your calls, spends the time to make sure you understand the information they are providing, and you trust them and feel comfortable with them, there is absolutely nothing wrong with working with an agent from another state.
However, there is a lot of benefit to having a more local agent. Often times it is easier to sit down face to face when answering questions, dealing with potential issues, looking at benefits, comparing plans, and other situations like that.
The choice is yours, and there really isn't a wrong one!
As someone who was a call center agent I would say yes as long as the Agent is Licensed and appointed in that state and have you the client best interest in mind.
That is a great question. You didn't ask but I am assuming you are wondering if the agent is legit and can in fact help you. So here are my tips: confirm the Agent is licensed and appointed in your state. If they are and you are comfortable with how you met/began your interaction then I recommend asking them about their background, how they help consumers in your state and why they are working with consumers in your state. Obtain their contact information, email, carriers they represent and license number for the state you reside in. You can always contact the Dept of Insurance (DOI) for your state and confirm the agents information then call the agent back and continue speaking with them. If you get a high pressure to act from the agent; I would personally end the call and contact your DOI and report the activity. You should not feel pressured in any way to work with them or take action.
If they are licensed in your state - yes. Is it recommended... No. Historically local agents are there to provide face to face service and understand the local networks best. This is my opinion, and it is up to you to make your own decision using your own criteria.
YES if the agent is licensed in YOUR state all is well! Several agents are licensed in more than one state. JUST ask your agent for their license number for YOUR state and take it from there. As a Medicare Agent we take LOTs of tests and know the rules. NO worry every agent is verifiable.
