Is occupational therapy covered by Medicare Advantage with UnitedHealth?

Question

Christopher Boyd · Accepted Answer

Please call your insurance company to find covered therapists in your area. They will tell you of any required co-pays.

George Ibanez · Answer

This is a very specific question, which you should consult with your agent since there are so many plans and your agent should be able to look at the Evidence of coverage from your plan in order to give you an accurate answer.

Answered by George Ibanez on August 6, 2025

Broker Licensed in AR, AL, AZ & 40 other states

Answered by George Ibanez Medicare Insurance Agent

Anna Davis CIC-RSSA · Answer

Yes, occupational therapy (OT) is generally covered under UnitedHealthcare Medicare Advantage (MA) plans as part of their required benefits. All Medicare Advantage plans must provide at least the same level of outpatient OT services covered under Original Medicare Part B. just keep in mind, prior authorization might be required.

Answered by Anna Davis CIC-RSSA on August 6, 2025

Broker Licensed in CA

Answered by Anna Davis CIC-RSSA Medicare Insurance Agent

Joanna Finnegan · Answer

Occupational Therapy is a Medicare covered benefit. All Medicare Advantage plans are required by Medicare to cover at minimum what Medicare covers. The answer is Yes, but you may need to find an in-network provider with UnitedHealth for them to cover you.

Answered by Joanna Finnegan on August 6, 2025

Broker Licensed in ID, CA, CO, MT, OR & WA

Answered by Joanna Finnegan Medicare Insurance Agent

Heidi Delaney · Answer

Yes.  OT is a benefit under Medicare Advantage plans.  You will have a copay and you need a Doctor to place the order.

Nikolaya Krasteva · Answer

Yes, it is covered By UnitedHealthCare. Different plans have different coverage. They co-payment vary.

Is occupational therapy covered by Medicare Advantage with UnitedHealth?

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Is occupational therapy covered by Medicare Advantage with UnitedHealth?

Agents: Share Your Expertise

Seniors: Ask a Question of Your Own

Agent Locator

Medicare Agents HubA non-government resource website

Medicare Agents Hub
A non-government resource website