Nikolaya Krasteva, Medicare Insurance Broker
Nikolaya Krasteva
Medicare Broker Licensed in IL, AZ, FL, GA, KY, MD, MI, MO, NV, OH, PA and TX
Contact Details
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Location
Crestwood, IL
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Phone
About Me
Hi, my name is Nikolaya and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Nikolaya Krasteva
How does life insurance contribute to financial planning?
Answer: Life Insurance can add predictability and security to your financial plan.
it can add some predictability to your legacy and estate plan.
Will my Medicare plan work when traveling to Europe?
Answer: Not really. Only for emergency. Medicare usually doesn’t cover health care while you’re traveling outside the U.S. There are some exceptions, including some cases where Medicare Part B (Medical Insurance) may pay for services that you get on board a ship within the territorial waters adjoining the land areas of the U.S.
Medicare may pay for inpatient hospital, doctor, and ambulance services you get in a foreign country in these rare cases:
You're in the U.S. when a medical emergency occurs, and the foreign hospital is closer than the nearest U.S. hospital that can treat your medical condition.
You're traveling through Canada without unreasonable delay by the most direct route between Alaska and another U.S state when a medical emergency occurs, and the Canadian hospital is closer than the nearest U.S. hospital that can treat the emergency.
You live in the U.S. and the foreign hospital is closer to your home than the nearest U.S. hospital that can treat your medical condition, regardless of whether an emergency exists.
Medicare Advantage plans do not typically cover medical treatment needed when traveling internationally. However, some plans include international travel emergency coverage.
Is occupational therapy covered by Medicare Advantage with UnitedHealth?
Answer: Yes, it is covered By UnitedHealthCare. Different plans have different coverage. They co-payment vary.