How much is the Medicare deductible in 2026?

Question

Ann Sanfelippo · Accepted Answer

For 2026, the Medicare deductibles are:

Part A (Hospital Insurance): $1,736 per benefit period for inpatient hospital stays.
Part B (Medical Insurance): $283 annual deductible. After you meet it, Original Medicare generally pays 80% of covered services, and you pay the remaining 20% unless you have additional coverage.

Keep in mind that Part A has a deductible for each benefit period, while Part B has one deductible per calendar year.

Mark Bilgere · Answer

The Medicare Part B deductible in 2026 is $283. Once a beneficiary has paid this $283 deductible, Medicare Part B becomes a 80% / 20% plan, Medicare paying 80% and the beneficiary paying 20% of the Part B costs.

Answered by Mark Bilgere on July 2, 2026

Broker Licensed in TX, AR, IN & LA, MN, NE & OK

Answered by Mark Bilgere Medicare Insurance Agent

Victoria R. Trevino · Answer

There are several ways to answer this question, depending what exactly you are referencing and your type of insurance coverage. 

For examply, the Medicare Part B deductible in 2026 is $283, up from $257 in 2025. The Part B deductible applies to those with Original Medicare or a Medicare Supplement plan. That means the individual is responsible for paying the Part B deductilbe.

In general - those with a Medicare Advantage Plan (MAPD) - they do not have to pay the Part B deductible. I highly recommend meeting with a licensed broker to review your individual circumstance.

Chuck Winslow · Answer

For 2026, the Original Medicare Part B deductible is $283 per year, and the Part A hospital deductible is $1,736 per benefit period.

Keep in mind that's just one piece of the Medicare puzzle. Depending on whether you have Original Medicare, a Medicare Supplement, or a Medicare Advantage plan, your actual out-of-pocket costs can be very different.

If you're not sure how these deductibles affect you, I'd be happy to help you understand your options with a no-cost Medicare review.

Chuck Winslow
Community Ambassador 
Life, Legacy & Retirement Solutions

Contact me.

I'm always happy to answer your Medicare questions—there's never any cost or obligation.

Olyvia Maki · Answer

The Part A Hospital deductible is $1,736 and the Part B deductible is $283. Once your part B deductible is met, you will pay 20% coinsurance on your Medicare approved services.

Russel Coley · Answer

Part A is $1736
Part B is $283
With the purchase of a Medicare Advantage plan or a Medicare Supplement Plan/Medigap, some if not all is covered.

Andrew Zurbuch, MBA · Answer

In 2026, the Original Medicare Part A deductible is $1,736 per hospital benefit approved claim and the Medicare Part B annual deductible is $283. For more information please see the website www.locatemedicareinsurance.com on Medicare.  

Source: The Centers for Medicare & Medicaid Services.

Plans are insured or covered by a Medicare Advantage (HMO, PPO and PFFS) organization with a Medicare contract and/or a Medicare-approved Part D sponsor. Enrollment in the plan depends on the plan’s contract renewal with Medicare. We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Geney Ruesga · Answer

Your new deductible for Medicare Part B is $202.90 if you are on a supplement plan, if you are on a Medicare Advantage plan, it will depend on your plan choice.

Dean Chiapetto · Answer

For most people the part B deductible is $202.90 and can be higher if your income is above certain thresholds.

Robert Remin · Answer

Hello, This Robert Remin, expert Medicare plan advisor licensed in NY, NJ, CT, and FL. The Medicare Part B premium for 2026 is $283.00. As an FYI, this is a question that is easily answerable using any search engine available but glad to answer if computer access is an issue for you,.

Answered by Robert Remin on July 1, 2026

Agent Licensed in NY, CT, FL & NJ

Answered by Robert Remin Medicare Insurance Agent

How much is the Medicare deductible in 2026?

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How much is the Medicare deductible in 2026?

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