Trevor Nahodil, Medicare Insurance Broker
Trevor Nahodil
Direct Care 65 by Swift Kennedy
Medicare Broker Licensed in PA
Contact Details
-
Location
Bellefonte, PA
Trevor Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
My name is Trevor Nahodil, and I believe that everyone deserves a Medicare plan that fits their life and budget. At Swift Kennedy, I specialize in helping clients confidently navigate their healthcare and retirement options so they can focus on what matters most.
Family is the heart of everything I do, which is why I’m so dedicated to helping other families protect their futures. I specialize in guiding people through the 'big' stuff—retirement readiness, understanding Medicare, and choosing the right life insurance. My goal is to take the stress out of planning so you can focus on what matters most. Let’s build a plan that gets you ready for the road ahead!
Directions to My Office
Q&A with Trevor Nahodil
How do I compare Part D plans to minimize costs for a mix of generic and specialty drugs?
Answer: Looking at what is on each plans formulary is key to see what they have them tiered at. Also another thing is to look at the premium for the part d prescription drug plan also.
What do you like most about being a Medicare agent?
Answer: Being able to help people and meeting new people also the conversations with clients are great and it makes it seem like you gain family with each person you talk to.
What do you enjoy most about working with Medicare clients?
Answer: I love helping people find the best possible option for them when it comes to their healthcare. Medicare is not a one size fits all and it always best to do a review every year regardless how much you enjoy a certain benefit of the plan you may currently be on.
What is Medicare Part B?
Answer: Medicare part B covers the medical side. which you pay the premium of 202.90 that will come out of social security.
Why are people unhappy with Medicare Advantage plans?
Answer: a lot of people seem to be unhappy because of the max out of pocket costs, but they do fill a crucial part when looking into Medicare a private carrier lumping part a part b and part d together helps so many
What's your go-to strategy for helping someone decide between Medicare Advantage and Medigap?
Answer: cost break down and how it fits into their lives now vs in the future is a key component that I focus on and look into also they can be better for different people as well.
If you had to pick just one, what's the worst Medicare-related decision someone can make?
Answer: Not looking at all their options, they may have at their disposal sometimes another is not realizing that certain insurance isn't deemed credible and having to pay a penalty
What are the reasons why I should work with a Medicare agent?
Answer: Medicare can be difficult to navigate for some and we are here to help others we take extra training making sure we are compliant with CMS. I also recommend checking your plan every aep just to make sure it still works for you Medicare is by far not a one size fit all type thing.
I’m overwhelmed by conflicting advice on when to claim Social Security. Should I take it early at 62, wait for full retirement age, or delay until 70?
Answer: Well, it truly depends on the difference in what you will receive verse the time it takes to wait for example in my opinion. let's say at 62 you get 1500 now times 12 months is 18k per year now at 65 Medicare part b premium will also come out of that let's just say it would be an even 225 it's really 202.90 this year. 18k times 3 years plus 1275 times 60 months till you hit 70 that's roughly 130k in those 8 years vs 70 it could be 2200 let's say and you can also make whatever you not it doesn't hurt you. Waiting until 70 however those 5 years you may have to pay part b premium every month if your employer doesn't offer creditable coverage. In my opinion 130k your make starting at 62 divided by the extra 700 by waiting until 70 that is equal to almost 15 years of the extra