Jaye Anna Hill, Medicare Insurance Broker
Jaye Anna Hill
Clarity Solutions Group
Medicare Broker Licensed in SC, AL, AZ, CO, FL, GA, NC, NY, TN and VA
Contact Details
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Location
Lancaster, SC
About Me
Hello! I’m Jaye Anna, your local Medicare agent.
I specialize in Medicare and truly enjoy helping people choose the plan that fits their health needs and their budget. I’ll review options from trusted national and local companies for you, so you don’t have to spend hours sorting through everything on your own.
My help is always free.
If you’d like to talk through your Medicare choices, I’m here to make the process simple and comfortable.
And if you found me through Medicare Agents Hub, please let me know!
Q&A with Jaye Anna Hill
Do Medicare brokers charge seniors a fee, or is their help free?
Answer: No, Medicare brokers are not permitted to charge seniors a fee for helping them. As Medicare brokers, we are committed to guiding seniors through the process with an education-first focus and never charge a fee.
How can I get dental and vision coverage with Medicare?
Answer: Medicare doesn’t cover routine dental or vision on its own, but you can add it — and it’s actually very simple. You have two options:
Medicare Advantage (Part C) Most Medicare Advantage plans already include dental, vision, and even hearing benefits. It’s built right into the plan.
Medicare Supplement (Medigap). If you prefer Original Medicare with a Medigap plan, you can pair it with a separate, standalone dental/vision policy. You choose the plan that fits your needs, and it works alongside your Medigap coverage.
Two paths — same goal: making sure you have the dental and vision coverage you need. A Medicare agent can help you determine what is best for your needs.
Do I need to enroll in Medicare if I already have VA health benefits?
Answer: There is no requirement to enroll in Medicare if you have VA benefits. However, Medicare Part A & Part B provide extra coverage in case you can’t get service at a VA facility or late enrollment penalties should you want to enroll later.
I just moved to a new state. Do I need to do anything with my Medicare coverage?
Answer: Yes, when you move to a new state, you should confirm with a Medicare Broker licensed in that state. They can review your plan and ensure you have the best plan for your new location. Some plans transfer to other states, while others are local to a certain area.
How can I make sure I'm not overpaying for my Medicare plan, and are there any tools or resources you recommend?
Answer: Overpaying for Medicare is a possibility if you don't use the available tools and resources. One of the most important resources is finding a trusted Medicare advisor who has an education-first focus. They can listen to your needs and guide you through many options. Working with an independent agent will help you avoid high-pressure sales tactics, misleading marketing messages, and hidden costs, such as future price increases.
Medicare.gov offers a plan finder as a 'DIY' (do-it-yourself) tool that compares prices and plan benefits. I recommend doing your own research before you talk with an agent, so you're better prepared for the conversation.
I'm on Medicare Part B, and I'm wondering how my physical therapy visits are covered. Do I have to hit my deductible first?
Answer: Yes, you must meet your Medicare Part B annual deductible. The deductible amount could change from year to year. The amount for 2026 is $283. Medicare Part B will cover only 80% of your Medicare-approved medical expenses. The additional 20% is co-insurance, which can be paid in cash or through additional insurance coverage.
What are the reasons why I should work with a Medicare agent?
Answer: There are many good reasons to work with a Medicare Agent. Medicare rules and healthcare laws change often, and it can be difficult to keep up unless you study them regularly. A Medicare Agent understands these changes and can review the many plan options available to help you find the one that best fits your needs.
They bring clarity to a complicated process and guide you step by step so you can feel confident in your choices.