Earl Poole, Medicare Insurance Broker

About Me

Hello My name is Earl Poole. I specialize in Medicare Supplements and Medicare Advantage plans. I also offer Dental,Vision and Hearing plans. Call me now for information.

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Q&A with Earl Poole

I'm planning to delay Social Security until age 70, but I'm turning 65 soon. How does this affect my Medicare enrollment?

Answer: As long as you are covered by an Employer plan (yours or a spouse) you are not required to sign up for Medicare Part B. You can sign up for Part A because generally its free. Make sure that with the Employer plan that you have a creditable drug plan. The benefits administrator can tell you. You can delay your Part B enrollment until you leave the Employer plan.

Is Original Medicare or Medicare Advantage better? Why do you recommend one over the other?

Answer: Original Medicare on its own has gaps in coverage. So that's an unfair comparison. With Original Medicare, you may also need a supplement. Feel free to contact me to go over both options.