I just received an inheritance. Will it raise my Medicare premiums, and for how long?

Answered by 1 licensed agent

It will....in two years! The amount you pay for your Medicare Part B (The Doctor and outpatient services) is based on what your income was two years ago. Not what you make today, not what you think you will make next year. They look at what your income was two years prior to assess how much you will pay today. So your inheritance, depending on how large it is, might bump you into the next payment level... so in two years from now you could be paying more!

Answered by Andrea Smith on September 11, 2026

Broker Licensed in CA

Answered by Andrea Smith Medicare Insurance Agent

Tags: Medicare Part B Retirement Social Security

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