Renee Silver, Medicare Insurance Broker

About Me

As a licensed Independent Medicare Insurance Broker, I am passionate about helping individuals understand their Medicare options and make confident, informed decisions about their healthcare coverage. I take the time to explain Medicare Advantage, Medicare Supplement, and Prescription Drug Plans in a clear, easy-to-understand way so my clients can choose coverage that best fits their healthcare needs and budget.

I believe every client deserves personalized service, honest guidance, and ongoing support—not just during enrollment, but throughout the year. Whether you're turning 65, retiring, new to Medicare, or reviewing your current plan during the Annual Enrollment Period, I'm here to answer your questions and help simplify the Medicare process.

My commitment is to provide trusted guidance, exceptional service, and peace of mind every step of the way.

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Q&A with Renee Silver

Can I get SilverSneakers with Original Medicare?

Answer: Original Medicare does not provide SilverSneakers. However, if you choose a Medicare Advantage plan or have certain supplemental coverage, your plan may include SilverSneakers or a similar fitness benefit. Benefits vary, so it’s important to review the specific plan details.

Do both spouses need to submit Form CMS-L564 to prove coverage through one spouse’s employer?

Answer: No. Both spouses do not automatically need to submit Form CMS-L564. The form is used for the individual who is applying for Medicare Part B during a Special Enrollment Period (SEP) to prove they had qualifying employer group health coverage after turning 65 (or during their Part B enrollment delay).

What are the reasons why I should work with a Medicare agent?

Answer: I believe working with a Medicare agent provides guidance, education, and peace of mind during an important healthcare decision. A dedicated Medicare agent takes the time to understand your unique needs, explain your options clearly, and help you find coverage that aligns with your healthcare needs and financial goals—not just during enrollment, but throughout the year.