Mercedez Hartline, Medicare Insurance Agent
Mercedez Hartline
Humana
Medicare Agent Licensed in PA
3+ Years of Experience
Contact Details
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Location
Muncy, PA
Mercedez Can Help With:
About Me
Humana Medicare Agent with 3+ years of experience in Medicare and 8+ years in prior Healthcare. My goal is to help you get into the best Humana plan possible and be there for you for a lifetime to assist you with all your Medicare needs.
Q&A with Mercedez Hartline
What is the best way to compare Medicare plans for my parents?
Answer: Medicare.gov is an amazing tool for comparing all local plans in your area. They don’t ask for personal information and there will never be a “fill out information” to get more details box. And they will never spam call you. Any other site WILL do this. Try to stick to Medicare.gov and never give personal information out to other sites to prevent spam calls!
Does Medicare pay for IV chemotherapy?
Answer: Yes Medicare does cover iv chemotherapy. Usually there is a 20% coinsurance fr this with original Medicare, however if you have additional benefits your coverage would depend on that. You can find what your coverage is for that on your explanation of benefits for your plan or your summary of benefits.
Do I need a doctor’s referral for Medicare to cover therapy?
Answer: Yes, therapy has to be considered medically necessary in order for Medicare to cover it. This includes speech, occupational, and physical therapy, and sometimes may also need a prior authorization depending on your additional Medicare coverage. You can find that out in your summary of benefits on your plan.
Does Medicare pay for pulmonary rehab sessions?
Answer: Yes, a song as you have a qualifying condition that justifies pulmonary rehab. Qualifying conditions such a copd and other lung conditions qualify, you may have a 20% coinsurance unless you have additional coverage on top of original Medicare.
Are genetic tests or screenings covered?
Answer: Genetic tests are covered under Medicare in specific situations only. For certain conditions, or cancer related testing.
Does Medicare cover memory assessments or neurologist visits?
Answer: A neurologist would be considered a specialist. So yes, most likely with a copay for specialists. And a memory assessment is part of your annual wellness visit which is covered under Medicare for $0, along with other wellness visit checks.
Does Medicare cover dialysis at home or in-center?
Answer: Your Medicare part b covers dialysis in a dialysis center, as well as at home dialysis training and certain support services. Some Medicare insurance plans offer extra benefits above the basic Medicare part b coverage as well!
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent is a great way to get face to face with an agent locally, to have them find a plan that works best for you and your needs. You then have access to them for all your questions in the future and they can meet with you in your home to really be able to understand what it is that you need.
How do Medicare Savings Programs help with Medicare costs?
Answer: Medicare savings programs can help pay for your part b premium, copays, deductibles, coinsurance, and part d copays for medications depending on which program you qualify for. Qualifications are based on your income level.