Jelly Marco, Medicare Insurance Agent
Jelly Marco
UnitedHealthcare
Medicare Agent Licensed in TX
Contact Details
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Location
Spring, TX
About Me
As a licensed sales agent, l'll help you find the Medicare coverage that fits your needs and budget. Whether you’re new to Medicare or reviewing your options, I’ll take the time to walk you through your choices so you can make an informed decision.
Q&A with Jelly Marco
I'm getting conflicting information about whether Medicare covers my specific medication. How can I get a definitive answer?
Answer: If you're having trouble finding information about your medication coverage, I suggest looking for an agent who can assist you. They have access to certain platforms that you don’t, and they can tell you whether a medication is covered under your Part D or MAPD plan.
What do you like most about being a Medicare agent?
Answer: Being a Medicare agent is about caring for people. What I enjoy most is the satisfaction of helping my clients find the care they need and a plan that truly fits and help them. Seeing that they feel secure and supported makes me happy and confident that I’ve done my job well.
What type of Medicare coverage do I need to cover in-home caregivers?
Answer: Medicare Part A and B covers Medical home care only, like a skilled nursing care, and the doctor needs to order the care or it's kind a like a prescription. Some Medicare Advantage plan Part C of Medicare has extra benefits, which may include: Limited in-home support services, Adult day care and Care coordination but if you want to have a Long-term caregiver that help with daily activities like bathing, dressing, cooking, it is cover under Medicaid.
I've been diagnosed with prediabetes. What preventive services does Medicare cover to help prevent progression to type 2 diabetes?
Answer: If you been diagnosed with prediabetes, Medicare helps with prevention through 3 Programs: 1)Medicare Diabetes Prevention Program (MDPP) lifestyle coaching and classes focused on healthy eating and exercise. 2)Diabetes screening tests up to two screenings per year if you’re at risk. 3)Annual wellness visit a yearly check-in with your doctor to review your health and prevention plan. Additional Information: Some companies that offer Medicare Advantage Prescription Drug (MAPD) plans may include extra benefits like a free gym membership, which can help support regular exercise and a healthier lifestyle.
How does Medigap Plan K compare to Plan G for someone on a tight budget?
Answer: Well, plan K monthly premium is usually cheaper than Plan G but you may pay more when you receive care until you reach the yearly limit. Plan G usually has a higher premium but the medical expenses are more predictable. and it doesn't matter hich company you get them it will be the same coverage the difference is the monthly premium of each company and how their rates change over time.
Are Medicare Supplement plans the same thing as "Medicare Secondary Insurance"?
Answer: Medicare supplement is considered as Medicare secondary insurance because it covers the 20% of the original Medicare that does not cover, but not all medicare secondary insurance is through Medicare supplement it can be Employer retiree coverage, Medicaid or other types of Health plans.