Curtis Beckles, Medicare Insurance Agent
Curtis Beckles
Bright Ocean Insurance Solutions
Medicare Agent Licensed in FL, AL, GA, IN, KS, MD, MI, NC, NY, OH, SC, TN, TX and VA
6+ Years of Experience
Contact Details
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Location
Royal Palm Beach, FL
Curtis Can Help With:
About Me
Hello! I'm Curtis, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Directions to My Office
Q&A with Curtis Beckles
Do I have to pay taxes on Medicare?
Answer: Medicare is earned benefits administered Federal program. You do not have to pay taxes on medicare. You may incur penalty based primarily on late enrollment. As I would recommend consult with an Independent Insurance Agent.
I've heard Medicare covers an annual wellness visit. What exactly is included in this visit?
Answer: Annual wellness visit covers medical review of you medical conditions, prescription, routine assessment of cognitive functions and some degree of preventative services and test.
What is the best way to compare Medicare plans for my parents?
Answer: The best way to compare medicare plans for your parents is to get in contact with a repritable Independent Insurance Agent who is contracted with multiple carriers, affliated with professional organisation, has reviews on the Better Business Bureau, etc. That agent must be willing to analyze your prescriptions, doctors and needs. Of course you can use medicare.gov but someone with working knowledge of the industry is always the best option.
What do you like most about being a Medicare agent?
Answer: Being an independent Medicare insurance agent give me the unique opportunity to assist seniors in choosing the plan that fits their needs and being a resource for them.
Are there plans that allow me to continue to travel anywhere and be covered?
Answer: There are plan that allows you to travel anywhere. However, Medicare is only accept in the continental USA and it's territories. Outside of the USA you will have to pay out of pocket and file for reimbursement base on Medicare rate with the necessary paperwork.
I'm on Medicare but recently declared bankruptcy due to medical bills. How will this affect my coverage and options going forward?
Answer: The bankruptcy will not affect your Medicare benefits. Because Medicare is a federal government program it has no bearing on your credit or look at your credit score.
If we choose a Medicare Advantage plan and later regret it, can we go back to Original Medicare without penalties?
Answer: Yes, you can go back to Original Medicare without penalties. However, you must consider the out of pocket costs that you will incur (Hospital stay cost part A, 20% part B and prescription drug plan). If you are considering a Medicare Supplement plan if you are in the trial right period you will have guarantee issue. But outside of that period depending on the state you may have to go through medical underwriting.