Claudien Smith, Medicare Insurance Agent
Claudien Smith
Western and Southern life
Medicare Agent Licensed in LA, GA, MI, MS, SC, TN, TX and VA
7+ Years of Experience
Contact Details
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Location
Harvey, LA
Claudien Can Help With:
About Me
Greetings! I'm Claudien, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Directions to My Office
Q&A with Claudien Smith
What’s the best time of year to change my Medicare plan if I develop a new diagnosis?
Answer: That’s a great question. You can actually change your plan depending on your current plan and current diagnosis . If it’s a difference in your plan it would give you a sep for the following month. Remember it depends on your individual plan and individual situation.
Does Medicare cover SilverSneakers?
Answer: Medicare itself does not cover SilverSneakers, especially if you only have Original Medicare (Parts A and B). However, some Medicare Advantage plans may include SilverSneakers or a similar fitness benefit at no extra cost, depending on the plan you choose. 
If I have been on disabilty due to an accident, do I qualify for Medicare Insurance?
Answer: It really depends on the type of disability you have and your situation. I always recommend checking with your local Social Security office to confirm your eligibility and timeline.
Can you help me understand Maximum Out-of-Pocket (MOOP) limits in Medicare plans, from your experience as an agent?
Answer: Maximum Out-of-Pocket (MOOP) is the most you would have to pay out of your own pocket for covered services on a Medicare Advantage plan for the year. Once you hit that limit, the plan pays 100% of your covered medical costs, so it’s there to protect you from high unexpected expenses.
Can Medicare pay for my groceries?
Answer: Medicare itself doesn’t usually pay for groceries. Some Medicare Advantage plans may offer a grocery or food allowance depending on your health conditions and the plan you qualify for, so it’s important to review your benefits.
How do I report a suspicious Medicare billing error without getting in trouble myself?
Answer: I would reach out to your agent first. billing can be confusing because its multiple companies to verify it was fraud. If it was you can always report it to 1-800- MEDICARE OR 1-800-447-8477 FOR THE HOTLINE NUMBER.