Brian MacInnis, Medicare Insurance Agent
Brian MacInnis
Medicare Agent Licensed in PA, DE, MD and VA
Contact Details
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Location
Downingtown, PA
Brian Can Help With:
About Me
Greetings! I'm Brian, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Brian MacInnis
Is it better to get Medicare Part D or Medicare Advantage?
Answer: That's a great question, and quite honestly, I believe each situation is different depending on each individual's needs and resources. In general conversation, Medicare Advantage plans can include Part D plans and make sense for some folks. It would be best to find an honest and reputable agent/broker who can help see what option may work best for your situation.
What are the red flags I should look for when interviewing agents? I want to make sure I'm not just getting sold to but genuinely advised.
Answer: Great question, but a tough one to answer. I suppose the best way would be to be referred by a trusted family member or friend. If that's not possible, perhaps there is a local senior center where a local Medicare agent hosts Medicare 101 meetings, etc. If all the above fails, try finding an agent online who has some positive reviews and appears to have been in business for a while.
I'm still working at 67, and I don't know if I need Part B. Why is something so basic so hard to figure out?
Answer: If you are still working and have credible coverage, you can delay Part B until you are ready for Medicare. If you currently have a major medical health plan offered through your employer, it would be considered credible coverage. Depending on how much you pay (if any) each month for your employer coverage, pursuing Medicare before you officially retire could make financial sense.