Brandy Lee, Medicare Insurance Broker
Brandy Lee
Medicare Broker Licensed in AZ, CA, CO, FL and NV
8+ Years of Experience
Contact Details
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Location
Tucson, AZ
About Me
My goal is to simplify the complexities of Medicare and provide personable service to my clients. I offer consultations where I listen attentively to the healthcare needs, explain the various options available, and help make well-informed decisions that best suit health, financial, and lifestyle.
Directions to My Office
Q&A with Brandy Lee
Can I get SilverSneakers with Original Medicare?
Answer: No, unfortunately, Silversneakers is not included with Original Medicare. Most Advantage plans have covered gym memberships. Some Supplements will cover them.
I'm on Medicare Part B, and I'm wondering how my physical therapy visits are covered. Do I have to hit my deductible first?
Answer: Yes, Medicare Part B requires you to meet your annual deductible first before it starts paying for outpatient physical therapy. You will have to pay 100% of the Medicare-approved amount for your physical therapy services until you hit the $283 annual deductible amount. Once you meet your deductible Original Medicare pays 80% of the approved cost, and you pay the remaining 20% coinsurance. Advantage plans can pick up the deductible and a supplement can pick up the 20% coinsurance.
What's the most frustrating misconception you have to clear up with clients about Medicare every year?
Answer: The most frustrating misconception about Medicare is the Part B premiums, and the deductibles and coinsurances beneficiaries are responsible for. Then…these costs can increase each year.
What are the reasons why I should work with a Medicare agent?
Answer: A medicare agent educates beneficiaries on Original Medicare, and plan options based on healthcare needs, doctors and prescriptions. Agents also offer year round assistance with benefits, claims, and answering your question’s.
Can my Medicare Advantage plan offer extra coverage for breast cancer services?
Answer: Yes, Medicare Advantage can offer extra coverage for breast cancer services including lower copays for mammograms, transportation to doctor appointments, specialized care coordination, and some delivered meals.