Azalia Palma, Medicare Insurance Broker
Azalia Palma
Azalia Palma Insurance
Bilingual English & Español
Medicare Broker Licensed in FL, GA, LA, MI, NC, NJ and SC
7+ Years of Experience
Contact Details
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Location
Tampa, FL
Azalia Can Help With:
About Me
Azalia Palma is a dedicated Medicare insurance broker and trusted advocate for her clients. Certified to work with most major Medicare carriers, Azalia provides personalized guidance to help individuals and families confidently navigate their Medicare options. She takes the time to understand each client’s unique needs, priorities, and budget, ensuring they select coverage that truly fits their healthcare priorities and lifestyle. Azalia’s commitment doesn’t end once an application is submitted—she remains a reliable resource well into the future, helping clients review plans makes changes and stay informed as their healthcare needs evolve. With Azalia, clients gain not just an insurance broker, but a long-term partner in their Medicare journey.
Q&A with Azalia Palma
Is my Medicare Part B premium automatically deducted from my Social Security check?
Answer: Yes, your Medicare Part B premium will automatically be deducted from your Social Security check. If you would like to pay your premium by debit or credit card, go to your Medcare.gov account and elect the pay by credit/debit option.
What advice would you give to seniors who are feeling overwhelmed by all the Medicare options available?
Answer: The best advice I’d give is that reaching out to a licensed Medicare broker is the smartest and most stress‑free move a senior can make. Medicare has a lot of moving parts, and trying to sort through every plan alone can feel like a full‑time job. A broker can break everything down in plain language, compare plans side‑by‑side, and make sure you choose coverage that actually fits with your doctors, prescriptions, and budget.
A good broker’s entire job is to simplify the process, catch details people often miss, and advocate for their members year‑round, not just during enrollment. It turns an overwhelming experience into a guided one, and that support makes all the difference.
What is the best way to compare Medicare plans for my parents?
Answer: The best way to compare Medicare Advantage plans for your parents is to contact a licensed Medicare broker. A broker will be able to look at several different plans and assist you know in making an informed decision based on your parent’s healthcare priorities.
Can I get a Medigap plan with Guaranteed Issue if I'm losing my employer coverage?
Answer: Generally speaking, you are able to get a guarantee issue Medicare Supplement when you are turning 65 and newly entering the Medicare system and also during your entire 65th year, you are able to enroll in a supplement as a guarantee issue. Once you turn 66, you are no longer a guarantee issue. There may be some exceptions to the guarantee issue rule.
I lost my Medicare Card. What do I do?
Answer: If you have lost your Medicare card, you have a few options for obtaining both a new card and a printed copy to use in the meantime. To order a new card, log on to www.medicare.gov and either log in to your account or create an account. Here you will find options for printing a copy of your card and for ordering a new one to be mailed to you. You can also call 1-800-Medicare or log on to SSA.gov.