Vincent Gatewood, Medicare Insurance Broker
Vincent Gatewood
Gatewood Community Insurance Services
Medicare Broker Licensed in NC, FL, GA, MO and TX
Contact Details
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Location
Charlotte, NC
About Me
Hi! My name is Vincent, and I am your dedicated Licensed Health Insurance Broker. My primary job is to review Medicare Advantage plans and supplements. I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to worry.
Medicare Advantage plans go beyond just converges of medical expenses. I will discuss with you the different benefits that each plans offer. My goal is to offer the best plan with the best combination of benefits of your choice.
The best part is my services are entirely free!.
Directions to My Office
Q&A with Vincent Gatewood
What do you like most about being a Medicare agent?
Answer: I have enjoyed helping clients in the financial arena for over 30 years.
I understanding that people don’t always understand Medicare because it’s complicated. I’m here to assist you.
I'm a smoker trying to quit. What smoking cessation benefits does Medicare offer for someone in my situation?
Answer: I would recommend that you see a professional to help you from stop smoking. I can’t give advice to you about the benefits for Medicare to a smoker. I can add that some of the benefits of having a medical advantage plan. A Medicare advantage plan usually have PMO or HMO. You can consult with your primary physician.
As a senior, what should I know about the differences between Original Medicare and Medicare Advantage before I choose?
Answer: Medicare is made up of two parts. Part A and part B. Part A pay 80% of your hospitalization bill and part B pay 80% of your doctor bills. You need a supplement to pay the 20% of the two bills.
Medicare advantage plans offer to pay your hospital and your doctor bill at 100%. you may have a deductible, co-pay or meet an out-of-pocket, depend on the plan. Addition to your plan, they may offer eye plans, hearing and prescription drug plan.
I've been on disability for years and am about to turn 65. Do I automatically get Medicare because I'm on Social Security, or do I need to do something?
Answer: When you turn 65 and are already receiving Social Security Disability Insurance (SSDI), your disability benefits will automatically convert to Social Security retirement benefits. The monthly payment amount you receive generally remains the same. You don't need to re-apply or take any action for this conversion to occur. Additionally, turning 65 is also when you become eligible for Medicare, and you can make changes or additions to your Medicare coverage if needed.