Tesa Jones, Medicare Insurance Broker
Tesa Jones
Medicare Broker Licensed in CO, CA, MO, VA and WA
Contact Details
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Location
Denver, CO
About Me
Hey there, my name is Tesa, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Tesa Jones
Are there plans that allow me to continue to travel anywhere and be covered?
Answer: Yes. It depends where you are going to be traveling to that will determine your options.
If you're within the US, Medicare A&B provider coverage nationwide and you can see any doctor or hospital that accepts your Medicare benefits. The Medicare Advantage plans vary. The PPO plans offer nationwide coverage but you will pay more for out of network providers, whereas, HMO plans require you to stay within network for coverage, except for emergencies. There are some plans that offer a visitor or traveler benefit that can provide coverage for a determined amount of time per year outside of your regular service area.
For International travel, Medicare does not cover outside of the US with very limited exceptions. For International coverage, there are some options. Medigap plans, C, D,F, G, M, and N have foreign travel emergency coverage and some Medicare Advantage plans include International emergency coverage.
Before choosing a plan, review what you have with your travel plans in mind and see if you need to make changes to accommodate your upcoming travel and healthcare needs.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent cuts through the complexity and confusion of Medicare options, helping you understand the differences between plans and find coverage that actually fits your specific health needs and budget.
So, instead of spending hours researching dozens of plans and calling multiple insurance companies, an agent does the legwork for you and presents the best options based on your doctors, medications, and preferences.
Did you know that Medicare agents are paid by insurance companies, so their services come at no additional expense to you? It's true! We're truly here to help you.
We provide-
Ongoing Support via year-round assistance with claims issues, plan changes, and annual enrollment decisions as well as Direct Local Market Knowledge. Agents understand which plans have the best networks and reputations in your specific area and finally,
peace of mind by having a knowledgeable advocate. This means you're less likely to make costly mistakes or miss important deadlines that could leave you with gaps in coverage or penalty fees.