Teryn Farley, Medicare Insurance Agent
About Me
I am Teryn Farley, a Licensed Insurance Broker in Kansas and Missouri. I am passionate about helping people find coverage that truly fits their needs. I specialize in working with individuals turning 65 and those with Medicare questions, to make the process feel much less overwhelming and more manageable.
I also work with individuals under 65 to explore their health & life insurance options. I also offer dental, vision, cancer, and hospital plans. I’m contracted with over 100 Insurance carriers. I've worked directly in the Medicare, Health, & Life Insurance space for two years prior to becoming licensed.
I live in Southeast, Kansas, and am proud to serve the states of Kansas & Missouri with a friendly, small-town approach. I believe in treating people the way I’d want my own family treated. I take the time to listen, answer questions, and ensure you feel confident in your individual choices.
When I’m not working, you’ll usually find me spending time with family, friends, and my boyfriend or enjoying the outdoors. I’d love the opportunity to help you and your family with these individual decisions. I am happy to be your licensed local resource for your insurance education, questions, & needs!
Q&A with Teryn Farley
What's one Medicare decision that too many people regret later?
Answer: Hospitals do take Medicare Advantage plans! There are networks for every advantage company, similar to group coverage, you want to make sure your doctors and hospitals are in network before visiting. In the event of an emergency, being in network is not a concern as any emergency is seen as in network. I highly recommend working with a local broker who can review your options and make sure that they work with your preferred hospitals and providers.
What are the red flags I should look for when interviewing agents? I want to make sure I'm not just getting sold to but genuinely advised.
Answer: I would say if an agent is going to charge you for a consultation, to look somewhere else. Agents are paid by the companies to be there for you for all customer support. Another thing is ask them if they do yearly reviews in October. Medicare plans change every single year and it is SO important to make sure that your plan is reviewed. Also, ask if they are able to offer you every plan in your area. Lastly, when looking for an agent, look for someone local. Make sure the area code of their phone number is local to you or the areas around you. Mainly, you do not want an agent that works at a call center or one that can only sell you one company.
What are the reasons why I should work with a Medicare agent?
Answer: The world of Medicare is extremely confusing and constantly changing. Agents have to take multiple tests each year to stay compliant and up to date on the world of Medicare. When working with an agent, you can relax, breathe, and know that you will be taken care of year after year. It is also a benefit to you to be able to call with any questions or concerns and have them answered right there. No waiting on hold for 3 hours without any answer.