Stephen Ashford, Medicare Insurance Broker
About Me
Hi, my name is Stephen and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan with a focus on $0 monthly premium plans.
I am contracted with Aetna, Anthem, Wellcare, Devoted, Humana, United Healthcare and Zing!
Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Stephen Ashford
What do you like most about being a Medicare agent?
Answer: I love being able to help people navigate the complexity of Medicare. It brings me joy to find the perfect plan that makes a clients life better.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: With a PPO, you have the flexibility of seeing providers outside of your network but the copay will be higher than an in network provider. With an HMO, you are required to see an in network provider. You will be responsible for the entire cost if you see an out of network provider while enrolled in an HMO.
If I start dialysis, how does that change my Medicare eligibility or coverage?
Answer: It doesn’tbchange your medicare eligibility. But it will qualify you for specific Medicare Advantage plans that are designed to meet the needs of people who need dialysis.