Rosie Lawless, Medicare Insurance Agent
Rosie Lawless
Lapis Insurance Solutions
Medicare Agent Licensed in TN, KY and VA
18+ Years of Experience
Contact Details
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Location
Russellville, TN
Rosie Can Help With:
About Me
Born & raised in East TN. I have been selling insurance for over 20 years, Medicare Solutions, Major Medical, Life Insurance & Annuities.
Q&A with Rosie Lawless
How is Medicare funded?
Answer: Medicare part A is funded primarily through a mandatory payroll deduction, the FICA Tax. There are 2 trust fund accounts held by the U.S. Treasury that are used for Medicare only
If I have both Medicare and employer health insurance, which one pays first?
Answer: Medicare will pay first, and your employer health insurance (or your spouse's) health plan will pay second. If there is more than 20 plus employees, then the employer health plan will pay first and Medicare as a backup. Just depends on the situation.
Are stair lifts covered by Medicare?
Answer: Original Medicare does not cover stair lifts. Some MA plans may offer limited coverage for stair lifts. There maybe some local programs that may provide some assistance as well.
What are the reasons why I should work with a Medicare agent?
Answer: For the knowledge and to help you get on the best plan that fits your needs. We as Medicare Agents are always training and learning to stay on top of the laws and regulations as it can be very confusing, and you want to be on the best plan that works for you.
If I don't have a primary physician will my new carrier assign me to one?
Answer: Just depends, some MAPD HMO plans may automatically assign one if one is not chosen, but you can always change it. On a PPO a primary physician is not needed.