Rick Sunderland, Medicare Insurance Agent
Rick Sunderland
Medicare Agent Licensed in IN
Contact Details
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Location
Carmel, IN
Rick Can Help With:
About Me
Greetings! I'm Rick, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Rick Sunderland
Can Medicare drop your coverage or cancel your plan?
Answer: Once a recipient aged 65 or over is qualified, applys for, and is approved for Medicare Part A this coverage cannot be taken away. The same is true for Medicare Part B with the exception that the beneficiary must contine to pay the premium associated with Part B.
A recipient under the age of 65 who qualifies for Medicare under restricted circumstances, such as permanent disability, may have Medicare coverage canceled if the beneficiary is determined to no longer qualified as disabled.
Both Medicare Parts A and B can be canceled at any time if it is found that the beneficiarys claim for coverage is fraudulent.
What happens to my Medigap plan if I move to another state?
Answer: Medigap policies, also known as Medicare Supplement policies, will cover you no matter where you live in the United States. Certain levels of Medigap coverage even provide up to 80% coverage outside of the U.S.
In general, geographic restrictions apply only to Medicare Advantage plans and Medicare Part D prescription drug coverage.
Can I be denied for a Medicare Supplement plan?
Answer: Yes, you can be denied coverage from a Medicare Supplement Plan unless you are qualified for a guaranteed issue period. Examples of guaranteed issue periods include the 6 month period following your birth date, qualification under the "Birthday Rule", you are not enrolled in Medicare Parts A & B, and other less common circumstances. Check your State Insurance Department for State specific rules.