Richard Wu, Medicare Insurance Broker
Richard Wu
RCW Insurance Brokers, LLC
Medicare Broker Licensed in MO, AR, AZ, CA, CO, FL, GA, KS, MI, MS, NC, NV, OH, OK, OR, RI, TN, TX, VA, WA and WI
19+ Years of Experience
Contact Details
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Location
Nixa, MO
Richard Can Help With:
About Me
Richard Wu and his family moved to Southwest Missouri in 2006 and have called Nixa home since 2013.
For more than 18 years, Richard has proudly served the community as a licensed life and health insurance broker. As an independent insurance broker contracted with multiple insurance companies, he is able to offer clients a wide range of coverage options while providing objective guidance based on their individual needs and goals.
Richard is committed to building lasting relationships through honesty, integrity, and exceptional service. His mission is to help every client find the insurance plan that best fits their needs, budget, and future goals.
"I believe in honesty, integrity, and service for all of my clients, and I will always do my best to help them find the right plan to meet their needs."
Q&A with Richard Wu
If I qualify for both Medicare and Medicaid, how does that eligibility work together?
Answer: If a person qualifies for both Medicare and Medicaid, they are considered "dual eligible", meaning Medicare pays first as your primary health insurance, while Medicaid acts as your secondary insurance to help cover leftover costs. You can also choose a Medicare Advantage Plan to pair with Medicare and Medicaid these are called Dual Eligible Special Needs Plans (D-SNP).