Ricardo Lourenço, Medicare Insurance Agent
About Me
Meet Ricardo and Yenitzel, a dynamic duo with 30+ years of combined experience in insurance! Together, they've helped over 1,000 families navigate the complexities of Medicare, Obamacare, and Life Insurance. With their expertise and personalized approach, they empower clients to make informed decisions about their healthcare and financial futures. Ricardo and Yenitzel are dedicated professionals who build lasting relationships with their clients, providing tailored solutions and unwavering support every step of the way. Trust them to protect what matters most to you and your loved ones.
Q&A with Ricardo Lourenço
Why do some people regret choosing a Medicare Advantage plan over Original Medicare?
Answer: By choosing a Medicare Advantage plan you are joining a plan which reduces the freedom you have by having to see in network providers unless you go out of network and pay higher costs for your services rendered.
Medicare Advantage plans also usually have referral and prior authorizations required for specialist visits or other services.
I'm interested in nutrition counseling to help manage my diabetes. Will Medicare cover this as preventive care?
Answer: Yes, you can get nutrition counseling if you have diabetes. You'll need a doctor's referral and to see a dietitian. Medicare covers:
- An initial assessment
- Personalized therapy sessions
And the best part? Medicare covers 100% of the cost. You'll get:
- 3 hours of counseling in the first year
- 2 hours of counseling each year after that
What are the reasons why I should work with a Medicare agent?
Answer: When you work with a Medicare Agent, you can feel confident that someone is looking out for your best interests when it comes to your healthcare coverage.
We don't work for the insurance companies, so we can give you unbiased advice.
We'll compare plans, find the one that's right for you, and handle the enrollment process so you don't have to worry about a thing.