Paula Segal, Medicare Insurance Broker
About Me
Medicare is one of the most important decisions you'll make, and it doesn't have to be overwhelming.
I'm Paula Segal, founder of ClearGuide Advisors, an independent Medicare advisor serving individuals and families across PA and NJ. With over 20 years of experience, from customer care to the C-suite, reducing costs, and guiding clients through complex health plan decisions, I started this business because everyone deserves a trusted guide through the Medicare maze, with the time and attention this decision deserves.
Unlike agents who represent a single carrier, I'm completely independent and appointed with a wide range of carriers in PA and NJ. My clients have access to an excellent selection of plans across Medicare Advantage, Medigap, Part D, dental, vision, hospital indemnity, long-term care, and life insurance, and we explore those options together to find what fits their health needs and budget.
What makes my approach different is the depth of service I provide. I take the time to truly understand your situation, explain your options in plain language, and stay by your side long after enrollment. When plans change, when your needs shift, or when open enrollment comes around, I'm here, including when coverage and claims questions arise.
If you're turning 65, retiring, or wondering whether your current coverage is still the right fit, let's talk. No cost, no pressure, just clear guidance when you need it most.
Q&A with Paula Segal
Does Medicare cover hearing aids, or do I have to pay out of pocket?
Answer: Original Medicare Parts A and B do not cover hearing aids. However, if you are enrolled in a Medicare Advantage plan you may be eligible for a benefit that can help with your hearing aid costs. Medicare Advantage plans are offered by companies such as Aetna, Cigna, Devoted Health, Humana, and many others depending on where you live.
Also, you may be able to purchase a separate dental, vision, and hearing plan that will provide coverage for hearing aids. However, you will typically have some cost sharing even if your insurance provides hearing aid benefits.
If you work with a Medicare insurance agent, contact them as they can help you understand what benefits you may be eligible for.