Parris Brady, Medicare Insurance Broker
Parris Brady
Medicare Broker Licensed in FL, AZ, CA, HI, IA, ID, IL, KS, MD, MI, MO, MT, NC, ND, NJ, OH, OK, PA, RI, SC and WI
Contact Details
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Location
Port St. Lucie, FL
About Me
Greetings! I'm Parris, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with Parris Brady
Who will make medical decisions as to what is necessary to me: my Doctor or the insurance company?
Answer: When it comes to “medical decisions,” you should always follow your doctor’s advice. Insurance Companies are experts in insurance not medical. Doctors are the experts when it comes to medical advice.
I'm retiring next year - do I need to do anything with my Medicare?
Answer: If you currently have Medical and/or Drug coverage via your Employer, and you have the option to continue with the insurance after retirement, then you should compare the coverages and cost to Part B and D of Medicare. If you decide to end your employer’s insurance, you will have 63 days to enroll in Medicare (Part B and D). This is assuming that you are already enrolled in Part A of Medicare.
I am a resident in another country outside of America, will I still be covered living abroad?
Answer: In general, if you are living outside the US the answer is no. However, if you are a traveler living in the US, MA will cover in the case of an emergency. Some Medicare supplement plans will cover for foreign travel.
What's the difference in copays vs deductibles?
Answer: Deductible is typically a large dollar amount that you will need to pay before the insurance starts to pay. Copay is a fixed dollar amount that you will need to pay every time you receive services.
Are there disadvantages to working with a Medicare broker/agent?
Answer: There are no disadvantages. This way you can ask questions and have them answered immediately. They’re trained to make sure your experience is satisfying, with no future issues.
What are the pros and cons of Medicare Supplement Plan G VS Medicare Supplement Plan N?
Answer: Both plans are very good and similar, they both will pay for deductibles, Coinsurance, and copays for both Part A and Part B. However, Plan G will pay for Part B Excess Charges, and Plan N will not. Keep in mind an individual with a Medicare Supplement will need to purchase a separate Stand Alone Drug Plan (Part D).
Will Medicare cover the cost of Medicare treatment?
Answer: Part A will cover your hospital (inpatient) care. However, you may be responsible for a Deductible, Copay, or Coinsurance. Part B will cover your Medical (outpatient, clinic visits, Emergency room, Ambulance, preventative care, medical devices). Deductible, Copayment and Coinsurance are also associated. Keep in mind that Part B also comes with a premium.
How often can I change my Medicare Plan?
Answer: AEP starts October 15 th through December 7th. You can change plans as often as you like during that time period. However, after January 1st through March 31st (OEP), if you have a Medicare Advantage plan, you are allowed only one (1) change to another Medicare Advantage plan.
What do you like most about being a Medicare agent?
Answer: Having the knowledge to share with others, so that they can make an informed decision as to what will actually satisfy their needs.
What's the best way for seniors to protect themselves from Medicare-related scams?
Answer: No one is supposed to be contacting you regarding Medicare without your permission. If you did not solicit the contact, I would recommend you treat every phone call from those attempting to discuss Medicare as a scam.