Pamela Walton, Medicare Insurance Broker

About Me

Pamela has been helping seniors and others who are Medicare eligible for nearly a decade with their Medicare Plan options! She holds a Master's degree in Healthcare Administration, and has been in the Insurance industry for over two decades. Pam takes the time to explain coverages, and is very patient and only enrolls clients in the plan that will best meet their needs.

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Q&A with Pamela Walton

Are there any tax benefits tied to paying Medicare premiums as a retiree?

Answer: If a retiree had an established Health Savings Account prior to retirement they can use the funds to pay for their Past B, Part D, and Medicare Advantage plan premium tax free.

Do I need a Hospital Indemnity Plan if I have Medicare Advantage? What if I am hospitalized twice in the same year?

Answer: Having a Hospital Indemnity plan in place is a great way to help pay for our pocket cost such as Hospital copays. Often times, the benefit can be used multiple times in the plan year. I recommend these plans to bridge the gap and save you hundreds of dollars in hospital out-of-pocket cost.

How do you educate clients who are completely new to Medicare?

Answer: Education is key in helping those new to Medicare understand their benefits and how their health plan will work. Explaining the different parts of Medicare, and then using hypothetical situations to help clients better understand how the plans work. Using examples, is a great tool that I use to educate my customers. I can send Medicare and You booklets as a source id information as well.