Lenora Crumbley, Medicare Insurance Agent
Lenora Crumbley
LC Insurances Services
Medicare Agent Licensed in NC and SC
Contact Details
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Location
Charlotte, NC
About Me
I have a passion for helping others and promoting health education. I have worked in homecare and staffing for 26 years. I have taught CPR and First Aid classes for staff, healthcare facilities, schools, and daycares. I also love dancing to the oldies so I became certified in Zumba Gold and Silver Sneakers just so I can sub in at a local gym and share the joy when I can. I am a licensed insurance agent in NC and SC in life, health, and Medicare. My goal is to contribute to every stage in life and grow with every stage in life.
Q&A with Lenora Crumbley
How do Social Security and Medicare work together for people with disabilities?
Answer: Adults who have been on SSDI (Social Security Disability Insurance) benefits for 24 months are eligible to receive Medicare.
Why is the new $2,000 out-of-pocket maximum for drug costs important?
Answer: The most you will pay for covered, approved prescription drugs is $2000. One prescription drug like Eliquis can cost $600 a year. For those that are on multi-prescription drugs for conditions to maintain their quality of life, drug costs could be anywhere from $200-$500 a month.
What do you like most about being a Medicare agent?
Answer: I enjoy connecting with people and problem solving. I also enjoy providing education about Medicare and informing seniors of updates.
What are Medicare’s coverage options for mental health apps or virtual therapy platforms for seniors with depression or anxiety?
Answer: Medicare offers 190 days lifetime for mental health. Medicare Advantage or Supplement plans in your coverage area would need to be checked for possible additional benefits.