Lara Goulson, Medicare Insurance Agent
Lara Goulson
Medicare Agent Licensed in CA
Contact Details
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Location
Valley Village, CA
Lara Can Help With:
About Me
Hey there, my name is Lara, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with Lara Goulson
I'm worried about affording my medications even with the 2025 changes. Are there additional assistance programs I should know about?
Answer: Yes, there are extra help programs available that can lower your prescription drug costs, like the Extra Help program through Medicare. You might also qualify for state assistance programs or pharmaceutical company discounts depending on your income and needs. I can also help you find coupons to save on some medications.
How does Medigap Plan K compare to Plan G for someone on a tight budget?
Answer: Plan G covers almost everything except the Part B deductible, so you pay very little out of pocket — but the monthly premium is higher.
Plan K has a much lower monthly premium, but you pay more when you get care — it only covers part of the costs until you reach your yearly limit.
Plan G is better for people who want to avoid surprise bills, while Plan K is more budget-friendly upfront but could cost more later if you need a lot of care. I hope this answers your question!
I've heard about Medicare fraud. What steps can I take to protect myself from scams related to Medicare?
Answer: You should always make sure to protect your Medicare number like it’s a credit card. Don’t give it out to anyone unless you know they’re a trusted doctor or insurance company. You should also check your Medicare statements regularly to make sure the charges look right, and if you see anything strange, report it right away. If something sounds too good to be true, it’s probably a scam.
If someone enrolls in a MAPD C-SNP and gets disenrolled for not providing a CCV form within 60 days, is there a SEP to enroll in another MAPD plan?
Answer: If someone gets kicked out of a MAPD C-SNP because they didn’t send in the CCV form within 60 days, they do get a Special Enrollment Period. This gives them a chance to join another MAPD plan, but they have to act fast—this SEP only lasts 2 months from the date they were disenrolled.
How do I find local Dentists that take my Medicare coverage?
Answer: Every MAPD plan that comes with dental has a network of dentists that accept the insurance. You can log in online or call member services or ask your broker to help you find a good dentist in your network.
Why are people leaving Medicare Advantage plans?
Answer: Not everyone is leaving an MAPD plan. I have many happy clients but sometimes people want more flexibility and will pay the extra money to have that. They lose a lot of benefits by switching.
How do Medicare Savings Programs help with Medicare costs?
Answer: They can help with the cost of your prescriptions which can save you a lot of money if you are eligible. Your broker should help you with this!