Kelsey Harris, Medicare Insurance Agent
Kelsey Harris
The Medicare Exchange
Medicare Agent Licensed in GA and OH
Contact Details
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Location
Calhoun, GA
Kelsey Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Kelsey Harris is a dedicated insurance agent and retirement specialist with a heart for helping others find peace of mind through every stage of life. Whether it’s health insurance, life coverage, long-term care, or asset preservation, she guides her clients with honesty, accountability, and clear communication—values that never go out of style.
Before entering the insurance world, she worked closely with government entities through InTouch Receipting Systems, managing company accounts and handling confidential financial data with precision and care.
Originally from Washington State, she now calls Georgia home, where she lives with her husband of 10 years, their three kids, and a beloved family dog. When she’s not working, you’ll find her outdoors—whether in the mountains or by the sea—recharging her spirit and connecting with the world around her.
With Kelsey, you’re not just choosing a plan—you’re choosing a partner who truly understands the importance of feeling secure, supported, and prepared.
Directions to My Office
Q&A with Kelsey Harris
Can I use a health savings account (HSA) to pay Medicare premiums after I retire?
Answer: You can but any funds used to pay for premiums would be taxable income. It is best to use it for out of pocket medical expenses not premiums.
How could a universal healthcare debate shift Medicare's structure in the next decade?
Answer: A push toward universal healthcare could shift Medicare from and age-based program to a broader baseline coverage model, expanding eligibility to younger adults. It might also standardize benefits and drug pricing across the system, reducing the role of private Medicare Advantage plans. Funding structures would likely change, with increased federal financing and possible payroll or income-based adjustments.
My parent takes several brand name prescriptions, how do we know which plan saves the most money overall?
Answer: You can compare plans by entering all of your parent’s prescriptions into the Medicare Plan Finder or the insurance company’s website to see which plan covers them at the lowest total cost. It’s important to look at not just the monthly premium, but also the copays, deductibles, and pharmacy network to know which plan saves the most overall.
How long do Medicare appeals take?
Answer: Timelines vary, but expect a fast/expedited appeal to be decided within 72 hours, while a standard appeal can take weeks to months depending on the level of the appeal.
I'm worried about choosing the wrong plan and being stuck with it. How often can I change my Medicare coverage?
Answer: You can review and change your Medicare Advantage and prescription drug coverage each year during the annual enrollment period, October 15-December 7, with changes taking effect January 1st of the following year. Or if you qualify for a special enrollment period, you may makes changes outside of the annual enrollment period.
What's the best way for seniors to protect themselves from Medicare-related scams?
Answer: The best way for a senior to protect themselves from scams is to keep their personal information private. Do not enter online or tell anyone your Medicare number or any other personal information to anyone that you do not know and trust.
What do you like most about being a Medicare agent?
Answer: The one thing I love most about being a Medicare agent is being able to help my community members and really getting to know them and their needs. Being able to help others is a huge passion of mine.