Juliana Souza, Medicare Insurance Broker
About Me
I’m Juliana Souza, a Medicare specialist and the founder of Coastal Healthcare Group. I’m passionate about helping seniors understand Medicare and feel confident about their healthcare coverage.
I specialize in Medicare Supplement and Medicare Advantage plans, as well as Medicare enrollment and coverage reviews.
My goal is to make Medicare simple. I take the time to listen to each person’s needs, explain their options clearly, and help them find coverage that fits their individual situation.
I believe Medicare guidance shouldn’t end after enrollment. I’m here to provide ongoing support and be a trusted resource whenever you have questions or need to review your coverage.
Whether you’re turning 65, retiring, losing employer coverage, moving to a new area, or simply reviewing your current plan, Im here to make Medicare simple together.
Medicare Guidance You Can Trust.
Directions to My Office
Q&A with Juliana Souza
What is a Medicare Medical Savings Account (MSA) plan?
Answer: A Medicare Medical Savings Account (MSA) plan is a type of Medicare Advantage plan that combines a high-deductible health plan with a special savings account.
Here's how it works:
Medicare deposits money into a special MSA account each year.
You can use that money to pay for qualified healthcare expenses.
The plan typically has a high deductible, so you pay for Medicare-covered services until you meet the deductible.
After you meet the deductible, the plan generally pays 100% of covered Medicare services for the rest of the year.
MSA plans do not include prescription drug coverage, so you can enroll in a separate Medicare Part D plan if you want drug coverage.
You can generally use the money in the account for qualified medical expenses, and unused funds may remain in the account from year to year.
An MSA plan can be a good option for someone who wants more control over how healthcare dollars are spent and is comfortable with a higher deductible.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent can make the process easier and more personalized. A knowledgeable agent can help you:
Understand your Medicare options
Compare available plans
Check your doctors and medications
Consider your budget and lifestyle
Avoid costly enrollment mistakes
Get help with enrollment paperwork
Receive ongoing support
The goal is to help you make an informed Medicare decision with guidance tailored to your situation.