Juliana Souza, Medicare Insurance Broker
Juliana Souza
Coastal Healthcare Group Insurance Agency
Medicare Broker Licensed in FL, AR, AZ, CA, CO, CT, GA, IA, ID, IL, IN, KS, KY, LA, MD, MI, MT, NC, ND, NE, NJ, NV, OH, OK, PA, SC, TN, TX, VA and WV
7+ Years of Experience
Contact Details
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Location
Boca Raton, FL
Juliana Can Help With:
About Me
Hi, I'm Juliana, an independent Medicare specialist. My mission is to make Medicare simple by providing personalized guidance you can trust.
Medicare can feel overwhelming, with so many plans, advertisements, and opinions to sort through. I take the time to understand your individual needs—including your doctors, medications, budget, lifestyle, and travel plans—and help you explore the Medicare options that best fit your situation.
As an independent advisor, I help you compare Medicare Advantage plans, Medicare Supplement plans, and Prescription Drug Plans from a variety of insurance companies. My goal is to provide clear, straightforward guidance so you can feel confident about your Medicare decisions.
My services are always provided at no cost to you.
Q&A with Juliana Souza
What is a Medicare Medical Savings Account (MSA) plan?
Answer: A Medicare Medical Savings Account (MSA) plan is a type of Medicare Advantage plan that combines a high-deductible health plan with a special savings account.
Here's how it works:
Medicare deposits money into a special MSA account each year.
You can use that money to pay for qualified healthcare expenses.
The plan typically has a high deductible, so you pay for Medicare-covered services until you meet the deductible.
After you meet the deductible, the plan generally pays 100% of covered Medicare services for the rest of the year.
MSA plans do not include prescription drug coverage, so you can enroll in a separate Medicare Part D plan if you want drug coverage.
You can generally use the money in the account for qualified medical expenses, and unused funds may remain in the account from year to year.
An MSA plan can be a good option for someone who wants more control over how healthcare dollars are spent and is comfortable with a higher deductible.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent can make the process easier and more personalized. A knowledgeable agent can help you:
Understand your Medicare options
Compare available plans
Check your doctors and medications
Consider your budget and lifestyle
Avoid costly enrollment mistakes
Get help with enrollment paperwork
Receive ongoing support
The goal is to help you make an informed Medicare decision with guidance tailored to your situation.