Jennise Housel, Medicare Insurance Broker
Jennise Housel
Medicare Broker Licensed in WA and OR
Contact Details
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Location
Vancouver, WA
Jennise Can Help With:
About Me
When it comes to securing your future, we have the solutions you need. Let us handle your Medicare & Life Insurance worries with expertise and care.
Q&A with Jennise Housel
Am I eligible for a Special Enrollment Period if I lose employer coverage?
Answer: Yes — losing employer coverage qualifies you for a Special Enrollment Period, giving you 60 days to sign up for a Marketplace plan. Let me know if you have any questions, happy to help!
My diabetes medication is super expensive, and I've heard horror stories about Part D not covering what people need. Should I go standalone Part D or get it through a Medicare Advantage plan?
Answer: If your diabetes meds are expensive, you’ll want to compare standalone Part D plans and Medicare Advantage (MA) plans with drug coverage, because not all plans cover the same drugs or offer them at the same cost.
Some MA plans include better drug formularies or insulin savings programs, but others may be restrictive.
A standalone Part D plan gives you more flexibility if you’re staying on Original Medicare and want to choose the drug plan that best covers your specific medications.
What are the reasons why I should work with a Medicare agent?
Answer: I’m a Medicare broker I can help you compare plans, understand coverage options, avoid costly mistakes, and find the best plan for your specific health and budget needs—all at no extra cost to you.
As a senior, what should I know about the differences between Original Medicare and Medicare Advantage before I choose?
Answer: Choosing between Original Medicare and Medicare Advantage, it’s important to know that Original Medicare (Parts A and B) lets you see any doctor or hospital that accepts Medicare, but it doesn’t cover most prescriptions or limit out-of-pocket costs. You can add a Part D plan for drug coverage and a Medigap policy to help with extra costs.
Medicare Advantage (Part C) usually includes drug coverage and extra benefits like vision, dental, and hearing, but it often limits you to a network of providers and may require referrals.
Consider your health needs, budget, and preferred doctors before deciding.