Jennifer Osborne, Medicare Insurance Broker
Jennifer Osborne
Verity Benefits Group
Medicare Broker Licensed in KY, FL, IL, IN, NE and OH
Contact Details
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Location
Bardstown, KY
Jennifer Can Help With:
About Me
Jennifer is located in Kentucky and licensed in Kentucky and several other states. She works to help clients in person and remote to find the best coverage available based on individual needs. She is independent (contracted with multiple carriers) to ensure you get the right plan. She also does small group plans, individual plans, life insurance, LTC, dental, and vision. Jennifer focuses on the future of healthcare and benefits and how both impact clients.
Q&A with Jennifer Osborne
What do you like most about being a Medicare agent?
Answer: I enjoy meeting new seniors, getting to know them personally, and helping them understand how Medicare works.
How can I make sure I'm not overpaying for my Medicare plan, and are there any tools or resources you recommend?
Answer: I always recommend reviewing your current plan during AEP, as plans change premiums, deductibles, copays, formularies, networks, and benefits. For KY, I encourage utilizing the birthday rule for Medicare supplements.
I live in a rural area with limited specialists and am interested in telehealth options. How does Medicare cover virtual visits for someone in my location?
Answer: Virtual visits are covered by many plans, but it is still necessary to review plans in your area to ensure your plan has telehealth benefits for your providers.
I have severe rheumatoid arthritis and my biologic medication costs $6,000 per month. How will the 2025 Medicare Part D changes affect someone in my situation?
Answer: As long as your prescription plan covers the medication, your annual maximum prescription cost will be $2,000. But, if your plan does not cover the formulary, it does not apply toward that maximum, so best to review your current plan for formulary coverage.