Jaime Avery, Medicare Insurance Broker
About Me
Hello! I'm Jaime, your trusted Medicare agent locally in Walton county and also serving the surrounding areas. My services don't stop there as I am multi-state licensed. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort and we will discuss them thoroughly so you have an understanding before making your final decision. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Jaime Avery
What do you like most about being a Medicare agent?
Answer: I love being a Medicare agent because I love helping others. I find that seniors and the disabled community need a trusted advisor who can advocate on their behalf. Sometimes they know what they want and just need a little guidance doing it. Medicare can be very confusing when you don't know the ins and outs of it all, and when you have telemarketers calling with mis information, there needs to be someone that others can trust to decipher what's right and what's wrong. That's where I come in! I absolutely love what I do!
How do Medicare Savings Programs help with Medicare costs?
Answer: There are actually 4 types of Medicare Savings Programs and how they help, depends on which program you're eligible for. Your eligibility is generally based on your income and might vary by state as well.
Typically, Medicare Savings Programs help to lower or to cover your premiums. They are also set up to help lower or cover deductibles, coinsurance, and the cost of prescription drugs. They are beneficial for both young adults and older adults who might not qualify for Medicaid so I encourage you to speak with your agent and get clarity on which program will work best for your specific needs.
How do you approach educating clients who are new to Medicare versus those who are considering switching plans?
Answer: When educating clients who are new to Medicare, I like to start with the very basics and help them understand the different parts of Medicare and how they work. I go over the different enrollment periods and the enrollment deadlines to they know what they can do and when. I also make it a point to review their health concerns and needs to make sure that as we review the various plans available, we can also discuss how this fits their health make up. After reviewing their needs, we discuss the difference between Medicare Advantage and Medicare Supplements and how each would work for them. I make sure to address any concerns or questions, and I keep things transparent and I make sure they understand that I am there for them.
When educating clients who are considering switching plans, I like to find out why they are looking to switch and first of all determine if we find a solution to their issue just in case switching is not necessary. If after we discuss their needs and concerns, and we find that we definitely need to make a switch then I review the plans available in their area that match what they're looking for. I will also do a side by side comparison of their old plan to make sure that their decision is final.
I am going to be transparent with any client that I speak with, and really get to know them first. I love building relationships and not just making clients, so I make it a point to stay in touch make sure they're okay through out the year.