Heather Borlenghi, Medicare Insurance Agent
About Me
Hello! I'm Heather, your trusted Medicare agent in the area. My specialty is Medicare, and I'm passionate about helping you select the ideal plan that caters to your individual needs and budget. I'll efficiently sort through plans from reputable national and local companies, saving you time and effort. Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Q&A with Heather Borlenghi
My diabetes medication is super expensive, and I've heard horror stories about Part D not covering what people need. Should I go standalone Part D or get it through a Medicare Advantage plan?
Answer: What do you have now for insurance coverage? A stand alone drug plan and a Medicare Advantage plan with prescription drug coverage do the same thing. One is not better than the other. I would guide you based on more information needed.
What advice would you give to seniors who are feeling overwhelmed by all the Medicare options available?
Answer: I would advise them to seek counsel with a Licensed Medicare agent. The agent can explain in detail all of their options. I also recommend reading your Medicare handbook that Medicare sends to close to your aging in date. I also provide that for my clients. I am well versed in Medicare and I won't put anyone on a plan until I know they understand everything.
I've heard Medicare covers home health care, but what exactly does that include?
Answer: That includes bathing, cooking, cleaning, restroom assistance. you have to get prior authorization from your doctor.
I'm on an expensive specialty medication. Will the 2025 Part D changes help someone in my situation?
Answer: Yes, the part D changes will help you. Seniors no longer will pay more than $2000 a year for any medication covered by Medicare.