Robert Ragsdale, Medicare Insurance Broker

About Me

Medicare Questions? I've got Answers. Independent Metro Atlanta Area Insurance Broker for Medicare Supplements, Medicare Advantage Plans and Part D Plans. Contact for no obligation appointment.

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Q&A with Robert Ragsdale

Is the Medicare Extra Help program expected to change in 2026?

Answer: An annual change in the special help program is expected each year. Sometimes you are never aware of the changes. Generally, changes are good, but never enough.

I've been retired and on Medicare for 4 years. Why did my Part B premium increase by almost $100?

Answer: The cost for Medicare Part B is based on your adjusted gross income. If you are a high earner, expect to pay more for Part B and for Part D.

Can a drug plan drop one of my medications during the middle of the year?

Answer: Medicare rules are that during a calendar year, if a Brand drug becomes available in generic form, they many cover only the generic.

What are the reasons why I should work with a Medicare agent?

Answer: I consider myself to be an educator. My goal is always to find the most cost-effective way to get health coverage based on your specific needs and budget. My promise is always to tell it like it is, not necessarily what you want to hear.

How does the Part D "catastrophic coverage" phase work once I hit the out-of-pocket max?

Answer: Once you have spent $2,100.00 out of your pocket, your will have a $0.00 for the balance of the calendar year.