Eva Peterson, Medicare Insurance Agent
About Me
Hi, my name is Eva and I am your local Medicare insurance agent. Medicare is my specialty and I am dedicated to helping you find the best plan that fits your specific needs and budget. I will take on the task of searching through plans from nationally and locally recognized companies so that you don't have to. Best of all, my services come at no cost to you. Get in touch with me today to explore your Medicare insurance options. Be sure to mention that you found me on Medicare Agents Hub!
Q&A with Eva Peterson
What do you like most about being a Medicare agent?
Answer: I like helping people figure out what the best choices are for their unique situation. I like leaving people with peace of mind, whether they become my client or not.
What's the trade-off between a Medicare Advantage PPO and HMO when it comes to flexibility?
Answer: PPOs offer more choice and access to providers, including out-of-network care and usually have a low monthly premium. You will pay differently if you seek out-of-network care but you do have the option to do so.
HMOs restrict you to their network and usually cost $0.00/mo. and you will not be able to go out of network to get care. If you do not have specific doctors that you want or need to stay with, then an HMO would work fine for you. Your doctor may also be in network with the HMO, and that's something your broker should be checking before you enroll to assist you in selecting the right plan.
My diabetes medication is super expensive, and I've heard horror stories about Part D not covering what people need. Should I go standalone Part D or get it through a Medicare Advantage plan?
Answer: Different carriers cover differently so you should review your meds with a broker. This is at no cost to you ever and I’m happy to work with you to help you make the right choice. Contact me, Eva Peterson, 4089640345. Looking forward to speaking with you!
My pharmacist mentioned the Medicare "donut hole" is going away in 2025. What does that actually mean for me?
Answer: That means that the max you will pay for prescriptions per year is now capped at $2000/year. It was $8000 so this will help consumers reduce their prescription costs. Contact me if you need more questions answered or any assistance.