Claudia Dean, Medicare Insurance Agent

About Me

A licensed insurance advisor specializing in Medicare, Medicaid, ACA Marketplace, and Property & Casualty coverage across North Carolina. I provide personalized consultations, policy reviews, and ongoing support to help clients make confident, informed decisions. With a focus on accuracy, compliance, and long-term protection, my agency delivers solutions tailored to each client’s needs — from health plans to home, auto, and specialty insurance. Clear guidance. Reliable service. Coverage that works for you.

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Q&A with Claudia Dean

A corrected 1099 and amended tax return moved my inherited IRA income from 2023 to 2024, when I actually received the funds. How can I get my Medicare premiums reduced after paying over $700 a month since 2024?

Answer: You can submit a request to Social Security and file a reconsideration or income adjustment that will allow you to lower your Part B and Part D premium.

What are the reasons why I should work with a Medicare agent?

Answer: A personalised consultation will help to determine the right approach for your individual health concerns. Working with a Medicare agent will help to ensure that medications are covered, providers are in network, estimate costs and go over supplemental benefits if applicable.

Does Medicare cover Ozempic and other drugs prescribed for weight loss?

Answer: Part D drug plans will cover injections like Ozempic that will also help with weight loss when certain health conditions are met.

In July 2026, Medicare started the GLP-1 Bridge program that helps individuals on Medicare to gain access to the medication for weight loss if certain conditions are met, like increased BMI, no evidence of sleep apnea, fatty liver disease or diabetes. In that case, the medication will be covered with a $50 monthly copay and will bypass the Part D prescription drug plan.