Chase Strickland, Medicare Insurance Agent
Chase Strickland
Diversified an Integrity Company
Medicare Agent Licensed in MI, AL, AR, AZ, FL, KS, KY, LA, NC, NY, OK, SC, TN, TX and VA
6+ Years of Experience
Contact Details
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Location
Kalamazoo, MI
About Me
I have a Master's Degree in Forensic Psychology. I obtained my health insurance license in 2009. I've been specializing in Medicare health plans since 2020 with many national insurance carriers in multiple states.
Q&A with Chase Strickland
Will Medicare pay for heart medications or implantable devices like pacemakers?
Answer: Medicare Part A will pay 80% of the Hospital bill, and Medicare Part B will pay 80% of the Doctor bill. Medicare will help pay 80% towards a pacemaker, but only Medicare Part D will help pay for medications (that are on the formulary).
How often can I change my Medicare Plan?
Answer: Everyone with Medicare Part A & Part B can change their plan as many times as they'd like, and the last plan they've chosen during the (1) Annual Enrollment Period [AEP] (Oct. 15 - Dec. 7th) will become effective on January 1st.
Then, Medicare gives everyone three months to test out their old or new plan. Everyone can change their Medicare Advantage plan one more time if they'd like during the (2) Open Enrollment Period [OEP] from Jan. 1 - March 31st, and that new plan will become effective on the first day of the next month.
If you have full Medicaid and Medicare, you may change into another (3) Fully Integrated plan monthly if you wish. Anyone can enroll in a (4) CNSP once during the 2nd or 3rd quarters if they don't already have one (as long as they have a qualifying condition). There are other (5) Special Enrollment Periods and FEMA's available (in many areas), subject to qualifying conditions.
What are disadvantages of HMO?
Answer: The two primary disadvantages of an HMO include (1) you may only see in-network providers, and (2) you need a referral to see a specialist.
Will I get an Annual Notice of Change (ANOC) every year?
Answer: Yes, all Medicare companies are required to send you an Annual Notice of Change (ANOC) each year that includes a Summary of Benefits to highlight any updates or changes (e.g., copays, DVH, OTC, food/utilities, cashback, etc.).
Is occupational therapy covered by Medicare Advantage with UnitedHealth?
Answer: Yes, occupational therapy is covered by all Medicare Advantage plans, including United Healthcare. Their copay is comparable to a specialist copay (unless you have full Medicaid, then your copays are typically $0).
Are x-rays, exams, or therapies done by chiropractors covered under Medicare?
Answer: Yes, x-rays, exams, and therapies done by chiropractors are covered under Medicare. Chiropractors are considered specialists, and these basic services, like x-rays and exams by a doctor, specialist, the Urgent Care or ER, are typically covered by Medicare.