Cesar Becerril, Medicare Insurance Broker
About Me
Life and Health Specialist here in HighDesert Community Hablamos Espanol.
Directions to My Office
Q&A with Cesar Becerril
I'm retiring next year - do I need to do anything with my Medicare?
Answer: Yes if You are 65 or older losing Youre job based health plan Must enroll Medicare part Ban Look Into Part D as well. Stop HSA contributions.
Can I change my Medicare plan after open enrollment ends?
Answer: Yes You Can Typically change Youre plan after OEP October 15th thru December 07 th there’s a Second is OEP. Jan 01-Jan 31st
Does IRMAA reset every year, or does it stay the same once you're assessed?
Answer: IRMAA isn’t Permanent and Is recalculate every year. Medicare determines your status annually using a 2year look back
How can I find out if Medicare will cover a specific procedure or treatment?
Answer: First get the specific CPT code from Youre Doctor then call 1800-Medicare to confirm if it meets Medicares medical necessity
Can I change my Medicare Part D plan anytime during the year?
Answer: No You May not change anytime of the year in most cases you can only switch or Drop in a Specfic enrollment period
What are the reasons why I should work with a Medicare agent?
Answer: Finding the Right MediCare Agent is Importance a Agent That Is Near you and Has a Office Locally and Is Appointed with The Top Hralth Plans as well As they Can Communicate with You In Youre Language
How do I apply for Medicare if I qualify because of a disability?
Answer: You Have To be on Disability for 24 months. Are you On Current Disability now and How Long have You Been On Disability