Cesar Becerril, Medicare Insurance Broker

About Me

Life and Health Specialist here in HighDesert Community Hablamos Espanol.

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Q&A with Cesar Becerril

I'm retiring next year - do I need to do anything with my Medicare?

Answer: Yes if You are 65 or older losing Youre job based health plan Must enroll Medicare part Ban Look Into Part D as well. Stop HSA contributions.

Can I change my Medicare plan after open enrollment ends?

Answer: Yes You Can Typically change Youre plan after OEP October 15th thru December 07 th there’s a Second is OEP. Jan 01-Jan 31st

Does IRMAA reset every year, or does it stay the same once you're assessed?

Answer: IRMAA isn’t Permanent and Is recalculate every year. Medicare determines your status annually using a 2year look back

How can I find out if Medicare will cover a specific procedure or treatment?

Answer: First get the specific CPT code from Youre Doctor then call 1800-Medicare to confirm if it meets Medicares medical necessity

Can I change my Medicare Part D plan anytime during the year?

Answer: No You May not change anytime of the year in most cases you can only switch or Drop in a Specfic enrollment period

What are the reasons why I should work with a Medicare agent?

Answer: Finding the Right MediCare Agent is Importance a Agent That Is Near you and Has a Office Locally and Is Appointed with The Top Hralth Plans as well As they Can Communicate with You In Youre Language

How do I apply for Medicare if I qualify because of a disability?

Answer: You Have To be on Disability for 24 months. Are you On Current Disability now and How Long have You Been On Disability