Ceranes Lejulus, Medicare Insurance Broker
Ceranes Lejulus
Medicarelism
Medicare Broker Licensed in FL, AL, AR, AZ, CA, DC, IL, IN, KY, MA, ME, MI, MO, MS, NJ, NY, OH, OK, TX, VT, WV and WY
Contact Details
-
Location
Orlando, FL
-
LinkedIn
-
Facebook
-
Instagram
-
YouTube
-
TikTok
Ceranes Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
At Medicarelism, we’re focused on one thing, Medicare. We know it back to front, which means we also know it can be complicated, confusing, and overwhelming. That’s why we’re committed to “de-complexifying” it for customers across the country, one-by-one. We match each customer with the right plan at the right place to deliver better health and peace of mind.
Our highly experienced licensed agents pride themselves on treating our customers with deep expertise and genuine empathy, truly understanding the person beyond the plan. We take the time to really listen and get to know our customers, so we can tailor solutions for each of them, one at a time, every time.
Whether you have an idea of what you need or still have questions about Medicare, we can help you find the Medicare coverage you need, on your budget!
Let's find you a Medicare plan with additional benefits and savings.
Directions to My Office
Q&A with Ceranes Lejulus
What do you like most about being a Medicare agent?
Answer: Honestly, what I love most about being a Medicare agent is just being able to help people make sense of it all. Medicare can get super confusing, and I really enjoy breaking it down in a way that makes people feel comfortable and confident in their decisions. It’s not just about signing someone up and moving on—it’s about being there long-term, answering questions, checking in, and making sure they’re always in a good spot with their coverage. I really like building those relationships and being someone they can rely on."
What's the most frustrating misconception you have to clear up with clients about Medicare every year?
Answer: Hmmm, let's see.... I think the most misconception clients have is that they think Medicare covers everything. I regularly have to educate that the Medicare was never designed to pay for everything. It's my job to try to minimize those out-of-pocket costs as much as possible.
I'm on an expensive specialty medication. Will the 2025 Part D changes help someone in my situation?
Answer: The 2025 Part D changes are likely to help with the specialty medication. Primarily, there is Medicare Prescription Payment Plan --- which is a voluntary payment option for managing out-of-pocket prescription drug costs, allowing a beneficiaries to spread payments across the year instead of paying the pharmacy directly.
Secondly, beneficiaries no longer have to deal with the donut hold / coverage gap... which is a sigh of relieve for many beneficiaries.
My Medicare Advantage plan listed my doctor, but now they say he's out of network. How is that even allowed?
Answer: The 2025 Part D changes are likely to help with the specialty medication. Primarily, the Medicare Prescription Payment Plan --- which is a voluntary payment option for managing out-of-pocket prescription drug costs, allowing a client to spread payments across the year instead of paying the pharmacy directly.
Secondly, beneficiaries no longer have to deal with the donut hole / coverage gap.
How do Medicare Savings Programs help with Medicare costs?
Answer: The Medicare Prescription Payment Plan is a voluntary payment option for managing out-of-pocket prescription drug costs, allowing a client to spread payments across the year instead of paying the pharmacy directly.
I'm healthy and barely use my coverage, but I'm still paying more every year. Why isn't there a discount for people like me?
Answer: Can you share a bit more information? Are you saying you're paying more in premiums or copays? --- we probably would need a bit more information. But generally, if you're more in premiums, you're probably have a supplement plan. Carriers that offer supplement plans usually have rate increases every year. You may have some options at your disposal, but we would need additional information.