Cathy Reeck, Medicare Insurance Broker
Cathy Reeck
Medicare Broker Licensed in GA, AZ, MD, NC, PA, SC and TN
Contact Details
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Location
Lawrenceville, GA
About Me
Hello, I'm Cathy, your neighborhood Medicare insurance advisor. I am the owner of Promise Insurace Agency. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the the most appropriate plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Yes, I am a senior helping seniors and I promise to always KEEP your best interest at heart! Contact me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Cathy Reeck
What is the biggest mistake seniors make when enrolling in Medicare?
Answer: Most beneficiaries make 3 serious mistakes.
1. They wait till the last minute to enroll into parts A and B, which may cause delays in obtaining their medicare a and b and or late enrollment penalties.
2. They do not take enough time to educate themselves on medicare rules, deadlines, and costs. It's almost as it they don't want to be bothered with the process.
3. Get advice from an independent broker that can provide unbiased information between medigap policies and medicare advantage polices.
Beneficiaries need to find the right independent broker that can walk them through the process. Knowledge is Power!
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: I recently met with a new client that thought he was covered for everything. Upon asking several questions, it was discovered that he had lost his medicaid, extra help, his medicare advantage plan, and his drug coverage! In other words all he had was orgianl medicare parts A and B.
With lots of due diligence I was able to enroll him into a proper medicare advantage plan with drug coverage. We also did a new application for "Extra Help". I communicated with his son the urgency of obtaining specific documents so that we could reapply for his medicaid.
It is expected that in the next 6-8 weeks we will have him receiving his extra help benefits and his medicaid!
For Medicare Part D, why would someone pick a plan with a high total cost?
Answer: Beneficiaries need to verify that their drugs are on the formulary. Is their a drug deductible? What are the copays for their specific drugs? IF you medication is not on the $0 premium RX plan,that becomes a VERY expensive mistake. One that will cost them more than a high premium.