Angelique Solomon, Medicare Insurance Broker
Angelique Solomon
Solomon insurance group
Medicare Broker Licensed in AL, FL, GA, MI, OH, SC, TX and VA
3+ Years of Experience
Contact Details
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Location
Dothan, AL
Angelique Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Angelique Solomon, Senior Medicare Specialist, is dedicated to helping individuals turning 65 or already on Medicare navigate their options with confidence. With expertise in Original Medicare, Medicare Advantage, and Supplement plans, Angelique ensures clients find the best coverage for their health and budget. Trusted, knowledgeable, and here to serve your Medicare needs.
Directions to My Office
Q&A with Angelique Solomon
What if I missed my window to sign up?
Answer: If you missed your Medicare Initial Enrollment Period (IEP), here are your options:
Special Enrollment Period (SEP)
You may qualify for a Special Enrollment Period if: 
• You had health coverage through your or your spouse’s current employment. 
• You lost Medicaid coverage.
• You were impacted by a natural disaster or emergency. 
• You received incorrect information from your employer or health plan.
Enrolling during an SEP can help you avoid late penalties.
General Enrollment Period (GEP)
If you don’t qualify for an SEP, you can enroll during the GEP, which runs from January 1 to March 31 each year. Coverage begins the month after you sign up. Be aware that enrolling during this period may result in a late enrollment penalty.   
Late Enrollment Penalties
• Part B: Your premium may increase by 10% for each full 12-month period you were eligible but didn’t enroll. 
• Part D: A 1% penalty for each month you were without creditable prescription drug coverage. 
For personalized assistance, feel free to reach out!
Do I need a Hospital Indemnity Plan if I have Medicare Advantage? What if I am hospitalized twice in the same year?
Answer: Great question!
Do You Need a Hospital Indemnity Plan with Medicare Advantage?
Yes—it can be a smart add-on.
Medicare Advantage (MA) plans often have daily hospital copays, sometimes up to $300+ per day for the first few days of each stay. A hospital indemnity plan pays cash directly to you for each hospital day, helping cover:
• Copays
• Deductibles
• Lost income
• Travel or caregiver expenses
What If You’re Hospitalized Twice in One Year?
A good indemnity plan:
• Pays per hospital stay, not just once per year
• Resets after a 60-day no-hospital period (varies by plan)
• Can cover multiple admissions, even for the same condition
Bottom line: If your Medicare Advantage plan has high inpatient copays or if you’re concerned about unexpected hospital costs, a hospital indemnity plan adds a layer of financial protection.
Want me to review your current plan and show options?
Won't Medicare run out of money before I can benefit from it?
Answer: Great question! Medicare isn't expected to completely run out of money, but it does face funding challenges. Congress typically takes steps to adjust funding and keep it running. Planning ahead with supplemental coverage ensures you're well-protected no matter what happens.
Do I need extra protection like Critical Illness Insurance if I am on Medicare?
Answer: Medicare covers many healthcare costs, but it doesn't cover everything, especially for serious illnesses. Critical illness insurance provides extra financial protection by giving you a lump-sum payout if diagnosed with specific illnesses like cancer, heart attacks, or strokes. It can help cover expenses Medicare doesn't fully handle, giving you peace of mind.
What are the red flags I should look for when interviewing agents? I want to make sure I'm not just getting sold to but genuinely advised.
Answer: MmRed Flags When Interviewing Insurance Agents:
• Pushy sales tactics
• Vague or generic advice
• Won’t answer questions clearly
• Not licensed
• Only pushing one company
A good agent listens, educates, and tailors solutions to you.
Need a graphic version too?
Can Medicare cover wearable medical devices like insulin pumps or seizure monitors for chronic conditions?
Answer: Yes, Medicare may cover wearable medical devices like insulin pumps and seizure monitors if they are deemed medically necessary and prescribed by a doctor. Coverage typically falls under Part B (Durable Medical Equipment). Always check if the device is approved and the supplier is Medicare-certified.
Can Medicare help cover in-home care for dementia patients who wander or need supervision 24/7?
Answer: Medicare covers in-home care for dementia only if skilled services are needed (like nursing). It doesn’t cover 24/7 supervision or help with wandering.
How does Medicare cover outpatient mental health intensive programs for seniors with severe conditions?
Answer: Yes, Medicare Part B covers Intensive Outpatient Programs (IOPs) for seniors with severe mental health needs. It includes therapy, medication management, and more—typically requiring at least 9 hours of care weekly. After the deductible, you pay 20%. Medicare Advantage plans may also cover it with some restrictions.