Andria Austin, Medicare Insurance Agent

About Me

Andria is a Fayetteville‑based Medicare specialist who loves making the complicated feel simple. As an independent producer with access to multiple carriers, she helps seniors compare plans, understand benefits, and choose coverage that supports their health and budget. Her upbeat, friendly style puts clients at ease, and her goal is always the same — to make Medicare easy, affordable, and personalized.

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Q&A with Andria Austin

Why can't I see a doctor of my choice?

Answer: Depending on the type of plan you have, it will limit you to that specific carrier's network. I would recommend speaking with a local agent and giving them your desired doctor's information to make sure that you are in the right plan for you.

I want to switch to a different Medicare Advantage plan. How do I do that?

Answer: You have many different options to do this; the most efficient way tends to be going through a local Medicare agent.

Does Medicare cover transportation to doctor appointments?

Answer: Standard Medicare Parts A and B does not cover non-emergency transportation; however, Medicare Advantage plans often will cover transportation to non-emergent doctor's appointments. Most of these plans will have a limit of how many they will cover. Please speak with your Medicare professional to clarify any limitations.

Do I need long-term care insurance if I already have Medicare, and what age should I buy it?

Answer: Long-term care policies are always recommended to cover any and all expenses related to multiple care settings. The majority of these types of policies are available from ages 18 to 79, with rates dependent on health screenings.

Does Medicare cover podiatrist visits and routine foot care like toenail trimming?

Answer: Yes, Medicare will cover podiatry care when deemed medically necessary to diagnose or treat specific issues.

What are the reasons why I should work with a Medicare agent?

Answer: A Medicare agent can provide personalized coverage information to you directly. Having a Medicare agent gives you peace of mind when enrolling into a plan.

Does Medicare cover hip replacement surgery?

Answer: Yes, Medicare can help cover the cost of medically necessary hip surgery in many different ways. The type of plan that you have, whether that be Medicare Part A and B or an Advantage plan, will determine what amounts will be covered under your plan.