Alyssa Scripter, Medicare Insurance Agent
Alyssa Scripter
BGA Insurance Group
Medicare Agent Licensed in PA, CO, FL, GA, ID, KY, MI, NJ, NY, OH, SC, TX and VA
Contact Details
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Location
allentown, PA
About Me
I take pride in helping individuals and families find the right coverage to protect what matters most to them. With a passion for delivering personalized solutions, I focus on understanding my clients' unique needs and providing guidance through every step of the insurance process. My goal is to make insurance simple, accessible, and impactful.
Q&A with Alyssa Scripter
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: You can go to Medicare.gov and shop plans to view the Medicare advantage options. Once you select plan details, you’ll find the direct website for the carrier. Once their website under find a provider to search or the doctors in network. You could always verify by calling her doctors office and asking if they accept the plan. I’m available to check for you by calling 4134559882.
What do you like most about being a Medicare agent?
Answer: What I love most about this career is the opportunity to connect with people. Every person has unique healthcare concerns and I get to listen, learn and provide solutions tailored to their needs.
My plan covered my cataract surgery but not the lenses I actually needed-how do they get away with that?
Answer: Medicare normally covers a medically necessary cataract surgery and standard lenses. It could be if you had advanced lenses like multifocal for example, they were considered elective. Hope that helps, if you need further assistance feel free to contact me.
I've had the same Part D plan for years, but this year my insulin shot up in price. Did the Inflation Reduction Act not fix this yet?
Answer: The Inflation Reduction Act did introduce measures to lower insulin costs, including a $35 monthly cap on insulin copays for all Medicare Part D plans. However, if your insulin price has increased, it could be due to changes in your specific plan’s coverage or formulary adjustments
How will the new 2025 Medicare Part D out-of-pocket cap impact seniors and prescription drug costs?
Answer: The out-of-pocket cap will help benefit seniors because they will no longer pay more than $2,000 per year for covered prescription drugs. Once they hit this threshold, their plan will cover all additional costs for the rest of the year. Seniors will have greater financial stability, knowing their medication expenses won’t spiral beyond the cap.
What is the Medicare Advantage 5-Star Special Enrollment Period? Is this different from '"OEP'" and "AEP"?
Answer: Yes its different from OEP and AEP; If a Medicare Advantage plan in your area has received a 5 star rating, you can switch to that plan once per year outside of the usual enrollment periods.