William Pierce, Medicare Insurance Agent
William Pierce
Pierce Insurance
Medicare Agent Licensed in IA, MO and NE
Contact Details
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Location
Ankeny, IA
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Phone
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Website
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About Me
Hey there, my name is William, and I am your local Medicare advisor and agent. I specialize in Medicare and am devoted to helping you find the best plan that matches your specific needs and financial situation. I will take care of the daunting task of comparing plans from well-known national and local companies for you. Even better, my services are completely free! Contact me today to explore your Medicare options, and be sure to mention that you found me on Medicare Agents Hub!
Q&A with William Pierce
What's one Medicare decision that too many people regret later?
Answer: Many people that take a Medicare Advantage plan regret not taking additional protections against the inpatient hospital copays later. Those costs can be hundreds of dollars per day for days, I advise all my clients to protect themselves against these charges with an Indemnity plan that can cover these charges, and may include a lump sum cancer benefit as well in the event they get diagnosed.
How do you educate clients who are completely new to Medicare?
Answer: I start by breaking Medicare down into simple terms, explaining the four parts (A, B, C, and D) and how they work together. Then, I walk clients through their coverage options, costs, and enrollment timelines, focusing on what matters most to their specific needs. I also provide easy-to-understand materials and encourage questions to ensure they feel confident in their choices.
Why did I receive a Medicare Summary Notice, and what should I do with it?
Answer: The Medicare Summary Notice (MSN) shows:
All your services or supplies that providers and suppliers billed to Medicare during that period
What Medicare paid
The maximum amount you may owe the provider
What should you do if you get this notice?
If you have other insurance, check to see if it covers anything that Medicare didn’t.
Keep your receipts and bills, and compare them to your MSN to be sure you got all the services, supplies, or equipment listed.
If you paid a bill before you got your notice, compare your MSN with the bill to make sure you paid the right amount for your services.
If an item or service is denied, call your doctor’s or other health care provider's office to make sure they submitted the correct information. If not, the office may resubmit. If you disagree with any decision made, you can file an appeal. The last page of the MSN gives you step-by-step directions on when and how to file an appeal.
My Medicare Advantage plan covers dental, but I can't find a dentist who accepts it. Is this a common problem?
Answer: This can definitely be a major frustration! Your dentist should be checked ahead of enrolling in the plan as part of ensuring everyone you see is in network, if your dentist does not take any insurance you can pay them up front and submit a claim for reimbursement to your Medicare Advantage carrier for them to pay you back.